We take our role in providing guidance and education regarding the card payment industry very seriously. At our own expense, we have vigorously defended our right to continue expose unethical and predatory practices in the industry, successfully defeating every attempt to silence us. However, fending off frivolous lawsuits is costly. To sustain these efforts, one of the ways we generate revenue is through affiliate partnerships with ethical providers. This means that some of our outgoing links connect business owners to trustworthy, low-cost payment processors, which is what most of our readers seek. We see this revenue channel as a win-win-win for everyone involved. Business owners find good processors, processors get good clients, and we are able to continue to provide a valuable service to the small business community. We also recommend and link to many services that do not compensate us. Our priority is to guide you to the best solutions for your needs, regardless of potential revenue. If you have questions, please feel free to contact us.
All mentions of rate and fee costs are estimations based on publicly available information and client feedback. Actual costs may vary based on a variety of factors unique to your business.
UPDATE: Payzerware was acquired by WEX Field Service Management in 2023, which retired the "Payzerware" branding.
This article offers a detailed review of Just Push Pay, a credit card processing service. It covers key aspects like the company’s services, pricing, contract terms, and customer feedback. The goal is to provide a clear understanding of what Just Push Pay offers, how it operates, and user experiences. This information will help you decide if Just Push Pay is right for your business needs.
About Payzerware
Payzerware Homepage
Also known as Just Push Pay and Payzerware, Payzer is a mobile credit card processing application for both business and personal use. Payzerware is partnered with Payline Data as its backend processor and is available on iPhone, iPad, and Android smartphones. Payzerware also offers e-commerce payment processing and an all-in-one business management product. Payzerware caters itself to contractors and other home improvement businesses.
Products & Merchant Services
Payment Processing
Payment Processing is a fundamental service provided by Payzerware. This includes the handling of various payment types, ensuring secure and efficient transaction processing for businesses.
E-Commerce Payments
e-Commerce Payment Processing is a specialized subset of Payzerware’s payment processing services. This feature is designed specifically for online transactions, enabling businesses to accept payments through their e-commerce platforms.
Quickbooks Integration
QuickBooks Integration is another key service offered by Payzerware. This integration allows businesses to synchronize their financial transactions with QuickBooks accounting software.
Customer Reviews & Sentiment
Minimal Complaints
There are few negative Payzerware reviews online, suggesting that the company is not involved in fraudulent activities. One recent complaint mentions slow response times during account setup, but it seems to be an isolated incident. Payzerware holds a 3.6-star rating in the Google Play Store with over 10,000 downloads and a 4-star rating on the Apple App Store based on 127 reviews. Share your Payzer review in the comments below.
Lawsuits and Complaints
No class-action lawsuits or FTC complaints have been filed against Payzerware. Dissatisfied clients can report concerns to relevant supervisory organizations.
Customer Support
Payzerware provides email and phone support. Its backend processor, Payline Data, has generally received positive reviews for customer service.
Industry Scores & User Ratings
Online Ratings Summary
PaymentPop
1
BBB Rating
N/A
PaymentPop Rating for Payzerware
Negative Feedback
Their customer service is terrible. They do not resolve issues. We use their program to sync to Quickbooks and it’s been an absolute nightmare. It changes our invoices behind the scenes the different amounts, doesn’t sync properly, and to top it off, they haven’t been able to resolve any of the issues over the past 12 months. They created a software that is full of bugs and should have never been released to consumers.
Positive Feedback
There are no positive reviews published about Payzerware on the PaymentPop website.
Payzerware BBB Rating
Payzerware (as Payzer) currently has an “A+” rating with the Better Business Bureau and is not BBB-accredited. The company has received 2 complaints in the last 36 months. Both complaints were resolved to the dissatisfaction of the merchant or received no final response. The company also has not received any informal reviews.
An “A” Performance
Given Payzerware’s clean complaint record, we agree with the BBB’s rating at this time. Readers should note, however, that there are good reasons to be skeptical of the BBB’s rating system.
Processing Rates & Fees
Transparent Month-to-Month Contracts
As outlined on its website and in its terms of use, Payzerware offers straightforward pricing. The company charges 1.59% for swiped regulated debit card transactions, 2.59% for swiped Qualified transactions, and 3.49% for all Non-Qualified or card-not-present transactions. Additionally, Payzerware imposes a $19.99 PCI non-compliance fee for clients lagging over three months in compliance and a $20 monthly inactivity fee after three months without transactions. Notably, there are no early termination fees, annual fees, PCI compliance fees, or application fees, allowing users flexibility in service cancellation.
The business management tool starts at $439 monthly for up to 7 users, with an additional charge of $65 for each user up to 24. The unlimited-user plan is priced at $2,499 per month, free of setup fees. Payzerware offers features like technician scheduling & dispatch, inbound call management, and more, along with a 30-day money-back guarantee. Notably, Payzerware does not involve itself in equipment leasing, as any such agreement is handled by third parties.
Payzerware Personal Pricing
Personal users of Payzerware can send debit and credit card payments to businesses at no charge, and the app also facilitates no-cost applications for lines of credit. Payzerware’s pricing stands competitive among top-rated mobile payment apps, and its transparent terms help in mitigating unexpected fees for businesses.
Payzerware Pricing Tiers
Employee Reviews & Sales Practices
In-House Sales Team
Payzerware appears to market itself through its website and through traditional channels. The company does not appear to utilize independent sales agents to sell its services, and there are no negative Payzerware reviews that mention unethical conduct by the company’s sales team. If you suspect that Payzerware is sneaking hidden fees into your contract, you can double-check them with a third-party statement audit.
No Deceptive Quotes
Payzerware does not engage in deceptive advertising in its official materials; in fact, the company’s website includes transparent rate quotes and fee explanations in addition to copies of its Business and Personal use contracts. In light of the company’s policy of full disclosure, we have awarded it an “A” rating.
Payzerware Competitors
Compare Payzerware to competitors that earned top marks.
Payzerware is rated as a reliable credit card processing app according to our standards. Since its launch, the service has garnered minimal complaints and seems to offer favorable contract terms to its users. However, as more merchants adopt the platform and provide feedback, our rating may change to reflect new insights. Businesses with retail payment processing needs should consider comparing Payzerware’s offerings with those of top-rated, all-purpose merchant services providers. Conducting this comparison will help them identify the solution best suited for their unique requirements while maximizing both value and efficiency.
