Headquartered in Dallas, Texas, North American Processing Solutions (napshq.com) is a merchant account provider that offers credit card processing services for most standard-risk business types. The company does not list a backend processor on its website, but we have found a great deal of evidence indicating that North American Processing Solutions is a DBA or subsidiary of Wholesale Merchant Processing. This evidence includes the following information:
- The Better Business Bureau lists Jason Warren as the president and CEO of North American Processing Solutions. The Better Business Bureau also lists Jason Warren as a member at Wholesale Merchant Processing, and Jason Warren’s LinkedIn profile lists him as the vice president of First Choice Payments, a DBA of Wholesale Merchant Processing.
- The Better Business Bureau states that North American Processing Solutions is a DBA of American Payment Systems, and it further states that Todd McCartney is the president of American Payment Systems. Todd McCartney is also the president of Wholesale Merchant Processing.
- The North American Processing Solutions website provides documentation that is branded with the American Payment Systems name and logo.
- American Payment Systems’s Nevada business registration lists Kimberly Chin as an officer of the company and gives Wholesale Merchant Processing’s Beaverton, Oregon, address as Kimberly Chin’s address.
- A commenter beneath our review of Payment Systems Corporation has stated that North American Processing Solutions is owned by the same company as Smart Choice Payments and First Choice Payments, both of which are DBAs of Wholesale Merchant Processing.
- Until the day of this review’s publication, the North American Processing Solutions website was nearly identical to the Smart Choice Payments website and featured nearly identical marketing copy.
Taken as a whole, these factors strongly suggest that North American Processing Solutions is yet another DBA of Wholesale Merchant Processing. However, North American Processing Solutions does appear to maintain an office in Texas and operate under the supervision of local management. The address for North American Processing Solutions’s Dallas location is 12225 Greenville Ave, Ste 430, Dallas, Texas 75243, while the other Wholesale Merchant Processing companies are headquartered at 11000 SW Stratus St., Ste. 150, Beaverton, Oregon 97008. North American Processing Solutions is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, California.