EC Suite Credit Card Processing 2023: Reviews & Complaints

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EC Suite Rating
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image of a phone image of a phone that changes when your mouse hovers over it 1 (888) 261-1315 View Pricing

Company Overview

Founded in 2002, EC Suite is a merchant account provider headquartered in Tempe, Arizona. The company appears to be a DBA or payment processing division for CCBill, as the businesses share the same address and are under the same management.

Article Summary

Before we dive in, here’s a short summary of what we’ll cover:

  • EC Suite’s various payment processing services.
  • The company has received few complaints.
  • EC Suite focuses on e-commerce and pairs that with merchant accounts.
  • The EC Suite flat-rate contract appears competitive, but clients may find there to be strict rules about which businesses it works with.
  • EC Suite pays out weekly, not every 24-48 hours as some providers do.

EC Suite Payment Processing

EC Suite processes all major credit and debit cards for most business types. Their services include e-check and ACH processing, e-commerce solutions, mobile and wireless solutions, and direct marketing services.

Electronic Check/ACH

Clients can process eChecks faster and at lower costs compared to traditional checks, with minimized risk due to instant approval or denial.


EC Suite aids in secure digital payments, offering global payment gateways alongside real-time security and fraud protection for online retail environments.

Brick & Mortar

Provides point-of-sale terminals, both wired and wireless, for physical retail spaces.

Mobile Solutions

Offers mobile point-of-sale solutions for on-the-go merchants, including applications and devices for secure payment processing.

Direct Marketing

Virtual terminals are provided for processing transactions via mail or phone, allowing merchants to manually enter and process customer card information​.

Location & Ownership

EC Suite is a registered ISO/MSP of Esquire Bank NA, Jericho, NY, and is therefore likely to be a reseller of Merrick Bank Merchant Services. The company is located at 2353 W. University Dr., Tempe, Arizona. Ron Caldwell is the CEO of both EC Suite and CCBill.

Table of Contents

  • Costs & Contract: Appears to offer a month-to-month contract with no early termination fees. The company offers…
  • Complaints & Service: Has received fewer than…
  • BBB Rating: Has an “A-” with the Better Business Bureau and has received…
  • Sales & Marketing: Hires independent sales agents but has not received any complaints about its…
EC Suite payment processing
EC Suite offers most standard payment processing services

EC Suite Customer Reviews

Here's What Their Clients Say

Customer Reviews Summary
Item Result
Total Online Complaints <10
Live Customer Support Yes
Most Common Complaint N/A
Recent Lawsuits No

Low Complaint Volume

We can locate only one negative EC Suite review at this time, and this complaint appears to have been posted by a customer of an EC Suite client rather than the client itself. There is no indication that this company is a ripoff or scam operation. EC Suite provides processing for a large number of internet-based merchants that may also be classified as high-risk business types, so the company is more likely to receive cardholder complaints than a traditional credit card processor might. Since EC Suite’s lone complaint doesn’t illustrate much about a merchant’s potential experience with EC Suite, we have disregarded it for the purposes of this review. If you have your own EC Suite review to make, please do so in the comments below.

EC Suite Lawsuits

We have not found any outstanding class-action lawsuits or FTC complaints filed against EC Suite. Dissatisfied clients who wish to pursue a non-litigious course of action against the company should consider reporting it to the relevant supervisory organizations.

EC Suite Customer Support Options

EC Suite provides a help center section, support phone numbers, and email addresses for both merchants and cardholders on its website. For now, EC Suite does not rank poorly for customer support, but it is also not a top recommended processor for quality customer service.

EC Suite Customer Service Numbers

  • (888) 261-1288 – Toll-Free Support
  • (800) 552-8227 – TSYS Terminal Support
  • (888) 261-1315 – Sales

Other Support Options

EC Suite Online Ratings

Here's How They Rate Online

Online Ratings Summary
Item Result
BBB Reports 1

Clean Complaint Record

EC Suite currently has an “A-” with the Better Business Bureau and has not obtained BBB accreditation. The company has received 1 complaint in the past 36 months. The 1 complaint was resolved to the satisfaction of the client.

An “A” Performance

In light of its low complaint record, we agree with the BBB’s rating of an “A.” Readers should note, however, that there are reasons to be skeptical of the BBB’s rating system.

EC Suite Fees, Rates & Costs

A Closer Look at The Contract

Cost & Fees Summary
Item Result
Cancellation Penalties No
Monthly & Annual Fees Unclear
Processing Rates Variable
Equipment Leasing Likely

Flat Per-Transaction Rate

Rather than charging clients various monthly fees or locking them into long-term contracts, EC Suite charges a flat per-transaction rate and allows clients to cancel their agreements at any time with 10 days’ written notice. There are no fixed monthly fees or monthly minimum fees, and the company’s terms and conditions do not list any early termination fees for businesses. Additionally, there are no client complaints that mention excessive or undisclosed fees charged by EC Suite.

Virtual Terminal and Payment Gateway Pricing

In addition to its storefront payment processing services, EC Suite also dedicates a portion of its website to advertising its virtual terminal and payment gateway services. The company advertises Authorize.Net and NMI as payment gateways. However, pricing will depend on which payment gateway a business utilizes. Additional rates and fees, including gateway fees, technical support fees, and batch fees, may apply to these e-commerce services.

Higher-Than-Average Fees

Although the company’s per-transaction fee of 4.90% plus $1.00 is much higher than industry averages, the fact that it is all-inclusive makes it potentially appealing for many card-not-present business types. Readers should note that the company is an e-commerce provider that is partnered with a high-risk merchant account provider, so EC Suite could potentially have very stringent protocols for dealing with suspicious or fraudulent transactions. It is also worth noting that the company pays out on a weekly basis rather than every 24-48 hours.

EC Suite e-commerce option

EC Suite offers a virtual terminal and payment gateway as part of its e-commerce options

EC Suite Employee Reviews & Sales Tacitcs

Should You Work For Them?

Jobs & Marketing Summary
Item Result
Uses Independent Resellers Yes
Telemarketing Likely
Misleading Marketing No
Discloses All Important Terms Yes

No Sales Complaints

EC Suite appears to market itself through direct sales and channel sales, which can include third-party referrals or outside sales agents. In general, the use of outside sales agents can lead to an elevated complaint rate for a company, but we cannot locate any negative EC Suite reviews that mention unethical conduct by the company’s sales team. This indicates that the company exercises a greater-than-average amount of control over its external agents.

No Deceptive Quotes

Additionally, the EC Suite website does not promote any misleading rate quotes, and at the time of our previous update, it even listed a large number of the company’s fees for anyone to review. This page has since been removed. If you suspect that EC Suite is charging you undisclosed fees, we recommend seeking a third-party statement audit to eliminate hidden costs.

Our EC Suite Review Summary

Our Final Thoughts

EC Suite rates as a reliable e-commerce credit card processing provider according to all available information. The company’s all-inclusive flat rate pricing may be attractive to internet-based or difficult-to-place businesses, and the majority of EC Suite’s complaints have been filed by consumers rather than clients. Despite the company’s public disclosure of most of its contract terms, readers are encouraged to read all documentation supplied before signing up for service and to compare EC Suite’s services to those offered by top-rated e-commerce merchant account providers.

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Your Comments & Reviews

How Did EC Suite Treat You?

1 Responses

  • Jayce Veronica

    EC Suite has been a game-changer for our business! The platform’s user-friendly interface and robust features have streamlined our operations and boosted productivity. From managing inventory to processing transactions, EC Suite has it all under one roof.

    What impresses us the most is the outstanding customer support they offer. Whenever we faced any challenges or had questions, their team was quick to respond and provided effective solutions.

    Since implementing EC Suite, our sales have soared, and our customers love the seamless checkout experience. We now have a clear overview of our performance and can make data-driven decisions with ease.

    In conclusion, EC Suite is an indispensable tool for any business looking to thrive in the digital landscape. We highly recommend it to anyone seeking a reliable, comprehensive, and user-friendly e-commerce solution.

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