Dental Practices Have Unique Credit and Debit Card Processing Needs
As a dentist, you might assume that taking credit cards at your office is a fairly straightforward process. However, the truth is that merchant accounts come with a wide array of potential benefits and drawbacks. Some useful services for dentists include automated billing tools, online marketing, and virtual terminals for your front desk. But there are also some potential pitfalls like long-term equipment leases, hidden fees, and poor customer support. If you don't know what you're looking for, you could get stuck in an expensive contract that you can't extract yourself from.
To help you avoid traps and find a good fit for you, we've put together the following list of the best merchant accounts for dentists. The providers on this list offer virtual terminals, digital billing, online marketing tools, and other useful services for collecting payment from your patients. These providers are also known to provide low-commitment contracts with transparent pricing and quality customer service. To find the right provider for your dentistry practice, be sure to research each processor's products and features and compare pricing and terms.
How to Select the Best Dentistry Credit Card Processor
When selecting a credit card processor for a Dentistry business in the USA, here are some factors to consider.
Payment Security
Dentistry businesses handle sensitive patient information, so it is crucial to choose a credit card processor that prioritizes payment security. Look for a processor that is PCI compliant, offers encryption technology, and has fraud detection and prevention measures.
Integration with Practice Management Software
Many dentistry businesses use practice management software to manage patient records, appointments, and billing. Selecting a credit card processor that integrates with your practice management software can streamline the payment process and reduce the risk of errors.
Acceptance of All Payment Types
Patients may prefer to pay with credit cards, debit cards, or mobile payment options such as Apple Pay or Google Wallet. Make sure your credit card processor accepts all forms of payment to provide a convenient payment experience for your patients.
Transparent Pricing
Credit card processing fees can add up, so it is essential to select a processor that offers transparent pricing with no hidden fees. Look for a processor that offers competitive rates and no long-term contracts.
Excellent Customer Support
In the event of a payment issue or error, you want to be able to reach out to customer support quickly and efficiently. Choose a credit card processor that offers reliable customer support, including phone and email support, as well as online resources such as FAQs and video tutorials.
Reputation and Trustworthiness
Look for a reputable credit card processor with a track record of providing reliable, secure payment processing services to businesses in the dentistry industry. Check online reviews and ratings to gauge the processor's reputation and trustworthiness. You can consider our review on this website, by simply searching for the processor in the search bar at the top of this page.
EMV Compliance
EMV (Europay, Mastercard, and Visa) technology is designed to prevent credit card fraud by using chip-enabled cards. Make sure your credit card processor is EMV compliant to protect your business and your patients' sensitive payment information.
By considering these factors, you can choose a credit card processor that best meets the needs of your dentistry business and provides a secure and seamless payment experience for your patients.
Top Picks for Merchant Services for Dentists
#1 Helcim
Top Rated for Dentist Merchant Services
Helcim is a merchant account provider headquartered in Alberta, Canada, and Seattle, Washington. The company provides merchant services and credit card processing to both U.S. and Canadian businesses. Helcim offers traditional payment processing equipment as well as a feature suite called “Helcim Commerce,” which is intended to serve as an all-in-one business management solution for merchants across all of their sales channels.
Why Helcim is the Best Choice for Dentistry Payment Processing
As a small business owner selling dentistry services, you need a reliable credit card processing service that can seamlessly handle your transactions. Helcim is a top choice for dentistry payment processing, and for good reason. Here are some reasons why you should consider Helcim for your dentistry business.
Customizable Payment Options
Helcim allows you to create custom payment options that cater to your unique needs. As a dentistry business, you may want to set up recurring payments for patients with payment plans or accept payments for large dental procedures in installments. Helcim's customizable payment options make this possible.
PCI Compliance
Helcim is PCI-compliant, meaning they follow the highest security standards for handling credit card data. This is particularly important for dentistry businesses, as they handle sensitive patient information. With Helcim, you can rest assured that your patients' data is secure.
Transparent Pricing
Helcim offers transparent pricing with no hidden fees. Dentistry businesses can benefit from their flat-rate pricing structure, which can save money on transaction fees. Additionally, Helcim offers competitive rates for high-volume businesses.
Advanced Reporting
Helcim's advanced reporting tools allow dentistry businesses to track their transactions and analyze their sales data. This can be particularly useful for tracking patient payments and identifying areas for improvement in your practice.
Helcim is an excellent choice for dentistry payment processing, offering customizable payment options, PCI-compliance, transparent pricing, and advanced reporting tools. By choosing Helcim, you can streamline your payment processing and focus on providing the best dental care to your patients.
Host Merchant Services
Top Rated Credit Card Processor for Dentist
Host Merchant Services is a Newark, Delaware-based merchant account provider that is a great fit for DDS offices. The company's products and services include point-of-sale solutions, online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, and merchant cash advance. Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to interested new merchants. Host is an affordable option for dentists who would like to affordably accept credit cards both in-person and online.
Host Merchant Services has received only positive feedback on public forums, with most reviewers singling out the company's customer service for praise. Host offers interchange-plus pricing with no early termination fees to all of its merchants, meaning that users will enjoy the most transparent pricing model and can cancel service without penalty. The BBB gives Host an “A+” rating, and CPO also gives the company an “A+“.
Why Host Merchant Services is the Best Credit Card Processor for Dentists
As a dentist, you need a credit card processing service that is reliable, secure, and tailored to your unique business needs. That's where Host Merchant Services comes in. With its advanced payment processing technology and top-notch customer support, Host Merchant Services is the ideal solution for dentists looking to accept credit card payments from their patients.
Ability to Support a Wide Range of Payment Options
One of the key benefits of Host Merchant Services is its ability to support a wide range of payment methods, including all major credit cards, debit cards, and even contactless payments like Apple Pay and Google Wallet. This means that your patients can pay for their dentistry services using the payment method of their choice, which can help increase customer satisfaction and loyalty.
Highly Focused on Security
Another reason why Host Merchant Services is a great choice for dentists is its focus on security. With the increasing threat of credit card fraud and data breaches, it's more important than ever to ensure that your patients' sensitive information is kept safe. Host Merchant Services uses advanced encryption technology and PCI-compliant security protocols to protect your patients' data and prevent fraud.
Competitive Pricing and Flexible Billing Options
Host Merchant Services offers competitive pricing and flexible billing options, which can help you save money on your credit card processing fees and simplify your accounting processes. With transparent pricing and no hidden fees, you'll always know exactly what you're paying for and why.
If you're a dentist looking for a reliable and secure credit card processing service that can support a wide range of payment methods and offer competitive pricing, Host Merchant Services is the perfect choice. Contact them today to learn more about how they can help your dentistry business thrive.
For more information, visit the Host Merchant Services website or call (888) 727-4538.
PaymentCloud
Top Rated for Dentist Merchant Accounts
Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high-risk business types. The company's products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. PaymentCloud is a good option for DDS offices.
PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant's business type and processing history. The BBB does not maintain a profile for PaymentCloud at this time, but CPO gives the company an “A.”
PaymentCloud: A Top Card Processing Service for Dentistry Businesses
As a small business owner selling dentistry services, it is important to have a reliable and efficient credit card processing service to accept payments from customers. PaymentCloud is a top-rated credit card processing service that offers specialized solutions for businesses in the dentistry industry.
Experts in High-Volume Transactions
One of the key benefits of PaymentCloud for dentistry businesses is their ability to handle high-volume transactions with ease. Dental practices often deal with large transactions, and PaymentCloud's advanced payment processing technology can handle these transactions quickly and securely. This means that dentistry business owners can focus on providing quality care to their patients, without worrying about payment processing issues.
Committed to Data Security
Another reason why PaymentCloud is a great option for dentistry businesses is their commitment to data security. The company uses advanced encryption technology to ensure that all transactions are secure and protected from fraud. Additionally, PaymentCloud is fully compliant with PCI standards, which means that dentistry businesses can rest assured that their customer data is safe and secure.
Competitive Pricing
PaymentCloud offers competitive pricing for their credit card processing services, making it an affordable option for dentistry businesses of all sizes. With transparent pricing and no hidden fees, PaymentCloud is a reliable and cost-effective solution for dentistry businesses looking to accept credit card payments.
PaymentCloud is the ideal credit card processing service for dentistry businesses. Their advanced technology, commitment to data security, and competitive pricing make them a reliable and efficient option for small business owners in the dentistry industry. With PaymentCloud, dentistry businesses can focus on providing quality care to their patients, while leaving the payment processing to the experts.
For more information, visit the PaymentCloud website or call (888) 506-7859.
CDG Commerce
Top Rate Merchant Service for Dentists
Located in Chesapeake, Virginia, CDG Commerce is another ideal option for dentist's offices of all sizes and types. CDG has been privately owned since 1998 and offers a proprietary payment gateway (as well as a discount on Authorize.Net's payment gateway), a virtual terminal, QuickBooks integration, mobile phone processing, sales reporting, security breach protection, and vulnerability scanning. CDG Commerce is ideal for dentistry locations that require a simple, low-cost, integrated method for accepting online and in-person payments.
CDG Commerce only charges a low, fixed fee per transaction and offers competitive contractual terms, including no annual fees, monthly minimums, or termination fees. CDG also offers next-day funding to most business types. CDG has earned an “A+” rating in our review as well as an “A+” rating with the BBB.
CDG Commerce is an Excellent Choice for Dentists to Accept Credit Card Payments
CDG Commerce is a leading credit card processing service that offers tailored solutions for small businesses in various industries, including dentistry. As a business owner in the dental industry, accepting credit card payments from patients is crucial to maintaining a thriving practice. CDG Commerce understands the unique needs of dentists and offers several features that make them a top choice for dental payment processing.
Secure Platform Which Meets Industry Regulations
First and foremost, CDG Commerce provides a secure payment processing platform that meets industry standards and regulations. This is especially important in the dental industry where sensitive patient information is collected during transactions. CDG Commerce ensures that all transactions are encrypted and processed securely, providing peace of mind for both the business owner and the patient.
Competitive Rates and Fees
CDG Commerce offers competitive rates and fees for their services, helping business owners save money on payment processing costs. This is especially important for small businesses in the dental industry, where profit margins can be tight. With CDG Commerce, business owners can keep more of their hard-earned revenue and reinvest it back into their practice.
Excellent Customer Service and Client Support
CDG Commerce offers excellent customer service and support to their clients. Business owners in the dental industry can rest assured that any issues or concerns will be promptly addressed by a knowledgeable and experienced support team. This level of service is essential for businesses that rely heavily on credit card processing to keep their operations running smoothly.
CDG Commerce is an excellent option for business owners in the dental industry who need to accept credit card payments from their patients. With their secure payment processing platform, competitive rates and fees, and top-notch customer service, CDG Commerce provides a comprehensive solution for all your dental payment processing needs.
For more information, see the CDG Commerce website or call (888) 393-1079.
Additional Options
eMerchantBroker
eMerchantBroker.com is a Los Angeles, California-based company that offers high-risk e-commerce processing solutions, meaning just about any business is eligible for their services. The company's products include ACH processing, an online payment gateway, merchant cash advance, and a chargeback management system to help merchants dispute and resolve chargeback claims. These services can be especially helpful for small dentist offices, as they can free up your time and funds.
eMerchantBroker.com offers custom pricing for each merchant and maintains a low complaint rate relative to its size and merchant portfolio. Our review of eMerchantBroker gives the company an “A” rating overall and the BBB assigns the company a rating of “A+.”
Why eMerchantBroker is the Best Payment Processor for Dentists
As a dentist, accepting credit card payments from your patients is a crucial part of running a successful practice. However, finding a reliable and affordable payment processing solution that meets the specific needs of your industry can be a daunting task. This is where eMerchantBroker comes in. Here are a few reasons why eMerchantBroker is the best payment processor for dentists:
Industry-Specific Solutions
eMerchantBroker understands the unique payment processing needs of dentists and offers customized solutions that cater specifically to this industry. This includes features like dental practice management software integration, recurring payment options, and fraud prevention tools that help ensure secure transactions.
Competitive Pricing
eMerchantBroker offers transparent and competitive pricing that is tailored to the needs of small businesses. They offer a range of pricing plans, including interchange-plus pricing, which can save dentists money by passing along the actual cost of card transactions instead of adding a markup.
Exceptional Customer Support
eMerchantBroker is known for its exceptional customer support, which is available 24/7 via phone, email, or live chat. They also assign a dedicated account manager to each of their clients, ensuring personalized attention and support.
Quick and Easy Setup
Setting up an eMerchantBroker account is quick and easy, with most accounts approved within 24-48 hours. Their user-friendly interface and easy-to-use tools make it simple for dentists to manage their payment processing, track transactions, and reconcile accounts.
eMerchantBroker is the best payment processor for dentists due to their industry-specific solutions, competitive pricing, exceptional customer support, and quick and easy setup. If you are a dentist looking for a payment processing solution that meets your specific needs, eMerchantBroker is the right choice for you.
For more information, see the eMerchantBroker website or call (877) 301-3442.
National Processing
National Processing offers several small business processing options and can assist dental practices with identifying the right POS system or virtual terminal for their needs. The company offers two pricing options: one an interchange-plus program or a “zero-fee” program, both of which offer competitively priced rates.
National Processing has a clean reputation with just one complaint filed in the last three years, which is not concerning in nature. Our independent review finds National Processing to be a solid option for most dentists and dental practices.
Why National Processing is and Ideal Credit Card Processing Option for Dentists
Dentistry is a highly specialized field that requires a unique payment processing solution. National Processing is the perfect option for Dentists who need to accept credit card payments from their patients. Here are some of the reasons why National Processing stands out as the best credit card processing solution for Dentists.
Easy and Secure Payment Processing
National Processing offers an easy-to-use payment processing solution that is both secure and reliable. With National Processing, Dentists can accept all major credit and debit cards, as well as ACH payments. The payment gateway is PCI compliant, ensuring that all payment data is securely encrypted and protected.
Affordable Pricing
National Processing offers some of the most competitive pricing in the industry, with no hidden fees or long-term contracts. Dentists can choose from a variety of pricing plans, including flat-rate and interchange-plus pricing, depending on their business needs.
Integrations with Dental Software
National Processing integrates seamlessly with popular dental software, including Practice Management Software and Electronic Health Records. This integration streamlines the payment process, making it easier for Dentists to manage their billing and payments in one place.
24/7 Customer Support
National Processing offers 24/7 customer support to assist Dentists with any questions or issues they may have. With a dedicated support team available around the clock, Dentists can get the help they need when they need it.
National Processing is the ideal payment processing solution for Dentists. With easy and secure payment processing, affordable pricing, integrations with dental software, and 24/7 customer support, National Processing is the perfect choice for Dentists who want a reliable and efficient payment processing solution for their practice.
For more information, see the National Processing website or call (385) 777-1235.
Frequently Asked Questions: Dentists Credit Card Processing
Merchant accounts for dentists are financial services that allow dental practices to accept credit card and electronic payments from their patients. These accounts facilitate secure and convenient payment processing for dental treatments, services, and procedures.
Dental practices often deal with a mix of one-time payments and recurring billing for dental treatments and services. Specific merchant accounts designed for dentists cater to the unique needs of the dental industry and offer solutions tailored to the payment requirements of dental practices.
To find the best merchant account for your dental practice, consider the following steps:
a. **Research Dental-Focused Processors:** Look for payment processors that specialize in serving dental practices and healthcare businesses. These providers will understand your industry's specific needs and compliance requirements.
b. **Check for Integration with Dental Software:** If you use dental practice management software, ensure that the merchant account can integrate seamlessly with it. This will streamline your operations and help you manage payments more efficiently.
c. **Compare Fees and Rates:** Assess the processing fees, transaction rates, and any other costs associated with each potential merchant account. Choose a provider with transparent and competitive pricing that aligns with your dental practice's size and patient volume.
d. **Consider Payment Options:** Ensure that the merchant account supports various payment options, including credit cards, debit cards, and online invoicing, to offer flexibility to your patients.
e. **Check for HIPAA Compliance:** For added security and patient data protection, verify that the provider is compliant with the Health Insurance Portability and Accountability Act (HIPAA) if you are processing healthcare-related payments.
Dentists can use regular merchant accounts offered by mainstream providers; however, specialized merchant accounts for dental practices may offer industry-specific features and tailored solutions. Regular accounts might not fully understand the unique needs of dental practices and may not offer the best rates or specific functionalities required by the healthcare industry.
Dental practices with multiple practitioners should consider their unique requirements when choosing a merchant account. Look for providers that can accommodate multiple users and provide detailed reporting and reconciliation features to manage payments for each practitioner separately.
The time it takes to set up a merchant account can vary depending on the provider and your dental practice's specific circumstances. Typically, the process can take a few days to a couple of weeks. Initiating the application process early can help ensure a smooth setup.
Yes, many merchant account providers offer contactless payment options, such as tap-and-go cards and mobile wallet payments like Apple Pay and Google Pay. Accepting these payment methods can enhance the convenience for your patients during their dental visits.
Yes, specialized merchant accounts for dental practices typically support both one-time transactions for individual dental treatments and recurring billing for services like dental memberships, payment plans, or subscription-based dental care.
– Seek recommendations from other dental practitioners or dental industry professionals for their preferred merchant account providers.
– Look for providers that offer secure payment processing with advanced fraud prevention measures to protect your dental practice and patients' payment data.
– Read customer reviews and testimonials to gauge the satisfaction levels of other dental practices using the same provider.
– Review the contract terms carefully and understand any potential cancellation fees or contractual obligations.
Hudson
I’m writing to extend my profound gratitude for your comprehensive and insightful article on “Best Merchant Accounts for Dentists”. As a professional in the dental industry, your guide has been an indispensable resource, aiding me in understanding and navigating this complex subject matter.
Your detailed examination of each merchant account, pinpointing their unique benefits, potential drawbacks, and key features, was expertly done. You’ve made a complex topic more approachable, turning dense information into something clear and understandable for readers like myself.
I particularly appreciated your focus on crucial factors such as transaction fees, customer service, and security measures. Your insights into the specific needs of dental practices, including handling recurring payments, offering online payment options, and integrating with practice management software, were incredibly useful.
The depth of research, time, and expertise that you invested into this guide is evident. Your commitment to providing accurate, up-to-date, and practical information has greatly simplified a typically complicated decision-making process, enabling professionals like me to make more informed choices.
Thank you once again for your remarkable contribution to this field. Your hard work, dedication, and expertise are deeply appreciated.