The merchant services and credit card processing industry is complicated and often confusing. Just comparing providers and understanding the fees can seem like an impossible task. Getting rate quotes can lead to even more questions because the quotes themselves are almost never "apples-to-apples" comparisons. Then there is the ever looming threat of hidden fees and expenesive long-term contracts. What a headache!

I'm a veteran of the merchant services industry and I also come from a family of small business owners. I understand the importance of keeping costs low and getting a fair deal. I've designed this site to help arm business owners with the knowledge they will need to get the best merchant account rates and credit card processing services.

The "Get Educated" section will give you everything you need to know to get the lowest rates and fees. The "Start Processing" section will point you to the best merchant account and service provider for nearly every business need.

-Phillip