Note: The Freedom Card Solutions website has been down for some time, and we can find no evidence of any activity from the company since 2018. As such, the company may now be out of business. We will no longer be updating this review, but if you have information that the company is still operating, please let us know in the comments below.
Linked to Many Low-Rated Providers
Freedom Card Solutions is a merchant account provider located in Winter Park, Florida. Freedom Card Solutions has also operated under the name “Performance Merchant Alliance” and has been linked to a number of other credit card processors, including Payment Systems Corporation, United Card Solutions, National Card Solutions, Direct Processors, and Merchant Consulting Group. Due to the fact that nearly all of these providers have extremely low ratings on CPO, we will include evidence of their connections to each other below. According to the company's website, it is a reseller of First Data (now Fiserv).
Performance Merchant Alliance Accusations
One anonymous comment (now deleted) in the Topix forum for Dallas, Texas, made a number of allegations regarding Performance Merchant Alliance, including the following:
- Performance Merchant Alliance is a DBA of BECKLAW LLC and of BECKSNY LLC.
- Jonathan Beckman is the owner of BECKLAW LLC and of BECKSNY LLC.
- Jonathan Beckman and Brad Law are the owners of Prestige Payments Oregon, a DBA of National Payment Systems, LLC.
- National Payment Systems, LLC, is somehow affiliated with a company in Florida called Payventure One.
- All of these companies are somehow tied to Matthew Wiltsey, the former CEO of Payment Systems Corporation.
- Performance Merchant Alliance is a rebranding of Payment Systems Corporation.
To summarize, the commenter alleges that Performance Merchant Alliance is a rebranding of Payment Systems Corporation and that it is operated by the owners of Prestige Payment Systems Oregon.
Other Corroborating Information
Our own research has turned up the following information:
- The Florida Business Registry lists BECKSNY LLC's address as 20 N. Orange Ave, Suite 1300, Orlando, Florida 32801. The Better Business Bureau provides the exact same address for Performance Merchant Alliance, and this source lists “Payment Systems Corporation Orlando” at this location.
- Matt Wiltsey is listed as the CEO of Payment Systems Corporation, which is no longer an active brand.
- Payment Systems Corporation was acquired by i3 Verticals.
- The Performance Merchant Alliance website provides documentation from i3 Verticals.
- Jonathan Beckman and Brad Law are listed as members at National Payment Systems LLC.
- National Payment Systems LLC is listed as a registering agent for Payventure One in Florida.
- Merchant Processing Solutions, a DBA of Payment Systems Corporation, is also listed as a registering agent for Payventure One.
- Jonathan Beckman and Brad Law are listed as members at BECKLAW LLC, a Carrollton, Texas-based company.
- Performance Merchant Alliance maintains an office in Dallas, Texas.
Overall, the available evidence supports most of the claims made by the anonymous commenter on Topix. We believe it is probable that Performance Merchant Alliance is a DBA or subsidiary of the company formerly known as Payment Systems Corporation, and a DBA of BECKSNY LLC and BECKLAW LLC. By extension, the same is likely true of Freedom Card Solutions.
Freedom Card Solutions Location & Ownership
There is also a significant amount of evidence suggesting that Performance Merchant Alliance is affiliated with (or a DBA of) United Card Solutions, National Card Solutions, Direct Processors, and a company called Merchant Consulting Group. For one thing, all of these providers have extremely similar websites that feature the same customer testimonials and YouTube advertisements. Furthermore, the Better Business Bureau lists Jeff Easter as the principal at Performance Merchant Alliance, just as it does with most of these other companies. It is therefore extremely likely that Jeff Easter plays a significant role in the operation of Freedom Card Solutions. Freedom Card Solutions is a reseller of First Data (Fiserv) products and services and is headquartered at 941 W Morse Blvd, Winter Park, Florida 32789. The Better Business Bureau profile for Freedom Card Solutions states that the company was created in October 2016.
Freedom Card Solutions Review Table of Contents
- Costs & Contract: Freedom Card Solutions offers a three-year contract with an early termination fee of $495 or more.
- Complaints & Service: Freedom Card Solutions has received more than 15 public complaints.
- BBB Rating: Freedom Card Solutions has a “B+” rating with the Better Business Bureau and has received 4 complaints and 2 reviews in the past 3 years.
- Sales & Marketing: Freedom Card Solutions hires independently contracted agents and has received a number of complaints about its sales team.
- Rates & Fees: How Merchants Got The Best Rates With Freedom Card Solutions
Ron
Freedom has become Empire Payments aka Skyline Holdings LLC
A simple google search of phone number leads to Dean Snyder connection
https://www.bbb.org/us/fl/orlando/profile/point-of-sale-systems/empire-payments-0733-90698871
A search of address from BBB leads to these links
http://search.sunbiz.org/Inquiry/corporationsearch/SearchResultDetail?inquirytype=EntityName&directionType=PreviousList&searchNameOrder=SKYLINEHOLDINGS%20M180000067590&aggregateId=forl-m18000006759-3eceee17-2829-4230-808a-a061108c6627&searchTerm=SKYLINE%20KITCHEN%20CABINETS%20AND%20STONE%20INC&listNameOrder=SKYLINEHELICOPTERS%20K448270
https://opencorporates.com/companies/us_fl/M18000006759
There are also strong social media links connecting the Snyders with Sabin Burrell
Phillip CPO
Thank you for the information!
Azucena Ramirez
So I got a call this morning from this company. The guy was so rude. He called I couldn’t understand what he was saying and asked him where are you calling from? While he kept asking maybe 3 times,”are you the owner”. Basically in a demanding way. I answered and said no , he gets quiet and then hangs up on me. And I’m left speechless, we are busy and have no time for pointless calls from rude people. Please take our business off your calling list. We are not interested.
-Select Motors Inc of Smyrna TN.
This post will help: Make the Sales Calls Stop
-Phillip
Elchi
This guys keep spamming me by calling my store dozens of times a day despite telling them I’m not interested. I’m not interested due to their F rating with Better Business Bureau and the number of complaints against them.
This post will help: How to Report Bad Credit Card Processors
-Phillip
Jane Doe
I get 3-4 harrasing sales calls every single day from this BS company. I have been asked to be removed from the calling list numerous times & the caller just hangs up on me, then they call back an hour or two later. I would never do business with a company that treats potential clients like this. Stop Harrasing People!!!
From The Editor
This Post Might Help: How to Shut Down Sales Calls
Kristina Ebanks
I am a business owner and Freedom Card Solutions have been calling my business non stop. They say that their rates are the lowest, however they cant tell you therates over the phone, they hound you into setting up a meeting with Debra or Tim to “show” you the rates, but please dont be deceived there are hidden fees and crazy interchange rates. Even after the meeting and choosing NOT to accept their offer, their telemarketing team calls my business EVERYDAY to continue to force their way back to my business. My Next Step is to get my Lawyers involved because they dont know how to accept NO, no matter how many times I say take my number out of your system. They took up my time from my business, they offered me bogus rates and hidden fees and charges in their ridiculous contract. STOP CALLING ME
From The Editor
This Post Might Help: How to Report Bad Credit Card Processors
Paige
Stay far away from this company. A representative named Kellie McPeck sat in my office with my 72 year old mother and lied to her about how much they would save us. I just got my first statement the fees were exorbitant, 3 times what I was paying with my other processor. I have been trying to contact customer service for 2 days, you have to leave a message and they don’t return your calls. Kellie McPeck will not answer my calls either.
From The Editor
This Post Might Help: Let Us Find and Eliminate Fees For You
Sharon
The caller that called me was very professional and although I typically do not schedule appointments this way, I did. When the Agent arrived he was very professional and explained things in a manner that I was able to understand. There was no “ghost sales” in his presentation. Although my volume is low and this program could not help me I liked the professional experience from beginning to end.
allison
We were completely lied to by a person named RON LONG with Freedom Card Solutions. This has caused us hours of stress and time because we have a merchant service provider that we are happy with and were told we save 200 a month and have next morning funding. We have been paying 295 a month more than we have in the last 5 years and the pos system he left with us is not being used because it is not compatible with the type of restaurant we own. When I contacted these liars I was basically laughed at and Ron wouldn’t even talk to me he said he was t busy writing a contract and has not answered our calls since. This type of stuff makes me sick we are a small business owner busting our ass and have enough obstacles to overcome without someone walking in and blatantly telling lies to get us to sign a contract so he can get a commission. I wonder how many other people are being scammed and stressed out by this nonsense. We are fighting this and have filed a complaint the Oregon Justice Dept. and will persist until we succeed. Not just for us but for small businesses in general you guys don’t deserve to be in business. If someone asks you a question and you don’t offer that move on to the next door! Don’t lie and carma is going get you.
Laura
This company called my business and told me my card readers were not in compliance with regulations. They used vague terms to get you concerned and obviously gain your business. This is a fraudulant way to do business, as my company does not have a chip reader. never have and do not accept credit or debit.