mPowa Review

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mPowa Rating
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Updated 3/13/2019: Powa Technologies filed for bankruptcy in February 2016. mPowa has been resurrected as a consumer loan service and has no relation to payment processing at this time. We therefore will no longer update this review.

mPowa ( is a mobile payment app developed by a London, England-based company known as “Powa.” Powa originally specialized in internet/e-commerce business management products and services but recently entered the mobile payments arena. The service is similar to GoPayment and Square and allows just about anyone with most brands of smartphone to accept credit/debit card payments. mPowa was founded in 2011 and is headquartered at The Met Building, 9th Floor, 22 Percy Street. London, W1T 2BU, GBR with a U.S. office located at 46 Laverne Avenue, Mill Valley, California 94941.

mPowa Customer Reviews

Here's What Their Clients Say

mPowa’s online customer support is strikingly similar to Square’s and also does not appear to include a support phone number. Although the lack of phone support has been a significant area of merchant frustration with Square, we did not locate any complaints describing mPowa as a ripoff at the time of this review. A possible reason for this may be the short time the company has been operating and that it has not signed enough accounts to expose problem areas. Additionally, mPowa’s integration with existing merchant accounts may result in mPowa complaints being redirected to the actual payment processors.

mPowa Online Ratings

Here's How They Rate Online

Powa is based in the UK and does not currently have a Better Business Bureau profile. Therefore, we will not factor this category into the company’s overall rating.

mPowa Fees, Rates & Costs

A Closer Look at The Contract

mPowa’s business model is similar to Square in the sense that it includes a free card reader, no setup fees, no monthly fees, no time commitment, no cancellation fee and a simple transaction fee. Additionally, the marketing and overall presentation of the service is nearly identical to its U.S.-based competitors. mPowa does, however, have a few standout features that set it apart.

The mPowa app is available to most merchants worldwide who already have a merchant account through another provider and want to enable mobile processing. In these cases, mPowa integrates with the merchant’s current processor and only acts as point-of-sale system. The cost for this service is a markup of 0.25% per transaction or $0.40 (or £0.25 or €0.30, depending on your country) per transaction, whichever is greater. Merchants who do not have a current merchant account, or wish to set up a new account with mPowa, will pay a flat processing fee of 2.95% per transaction, which is available to merchants in the U.S., U.K., Australia, and mainland Europe.

mPowa Employee Reviews & Sales Tacitcs

Should You Work For Them?

mPowa appears to rely primarily on its website to promote its services. The mPowa website lists a simple processing rate of 2.95% for small and medium-sized businesses who have signed up for a merchant account through Powa, and this figure does not appear to be disputed in any online complaints. We are currently unable to find any negative mPowa reviews that mention deceptive advertising, and the company’s official materials appear to present its services transparently.

Our mPowa Review Summary

Our Final Thoughts

Although mPowa is a defunct product, some of the company’s business was acquired by a UK-based group called Greenlight Digital. It is therefore possible that Powa’s technology may resurface in the future under different branding. For now, merchants should assume that the company and its products are completely out of business.

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Your Comments & Reviews

How Did mPowa Treat You?

5 Responses

  • Another victim

    I totally agree! He scammed so many people over the year , stole over 40 k from an indian entrepreneur, abused so many workers and people from Africa . Ryan Lavelle from MPOWA.IO is the worst scammer ever and he will be discovered for who he truly is, a THIEF.

    • Legal


      I would advise you to remove these comments. You have been warned with a legal cease and desist notice that there is not 1 fact in any of your allegations. They are libel and we will take action if you persist.

      • Phillip CPO

        I have been running CPO for over 15 years. I would suggest that you famliarize yourself with the U.S. law and the protections awarded to online publishers. Threats will be met with their publication to this review. Also see this page to better understand our stance on threats.

  • I dont know if this is related but MPOWA.IO is a fraudulant company whose founders is a horrible human being using poor african people for labor without pay and offering them so much. The company does not have any technology but lying to everyone that they do, stealing from companies like Eden Global Impact’s ideas , copying word by word what is in their website haha. Ryan Lavelle is a scammer and the world will know.

  • John Wood

    Just a few details to add about how else Dan Wagner’s mPowa differs from other mobile payment services: mPowa doesn’t just work on iOS – it also accepts chip-and-pin as well as swipe strip cards, and it also supports EMV/Chip and PIN cards which Square does not. And let it be unequivocally stated here, mPowa accepts VISA which iZettle still does not (in the UK anyway – not sure about elsewhere). mPowa also deposits money directly into your own bank account, not a holding account, which is how Square does it.

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