Northern Leasing Systems Review

Overview

Northern Leasing Systems, Inc., (northernleasing.com) also known as MBF Leasing LLC, provides credit card processing equipment leasing services to merchants and businesses in the United States. Northern Leasing also does business under the names Lease Finance Group LLC, Golden Eagle Leasing LLC and Lease Source-LSI, LLC. Most publicly available complaints about this company mention either Northern Leasing or MBF Leasing. Launched in 1991, the company primarily leases point-of-sale terminal and other payment devices, enabling customers to accept credit and debit card payments. Northern Leasing is based in New York City, New York, and Jay Cohen is listed as the founder and president of Northern Leasing Systems.

In March 2013, the New York Attorney General reached a multi-million dollar settlement with Northern Leasing and its affiliated companies over a scheme to drain nearly $11 million from the bank accounts of small business owners. The case alleged that Northern Leasing had created a shell company called SKS Associates LLC, through which Northern Leasing misled customers and began withdrawing lease payments from merchants’ bank accounts long after their leases had expired. Although this settlement concludes the Attorney General’s lawsuit and appears to be the end of SKS Associates, Northern Leasing and its related companies are still doing business and have grown into a very large equipment leasing network.

In April 2016, the New York Attorney General filed a lawsuit against Northern Leasing Systems, Lease Finance Group, and MBF Leasing “for their fraudulent and deceptive practices that trap small business owners across the country.” The lawsuit alleges that Northern Leasing Systems and its subsidiaries knowingly deceived thousands of business owners into buying overpriced equipment and then abused the judicial system by filing suit in New York to collect on overdue lease payments. The lawsuit seeks to vacate default judgments obtained by Northern Leasing against business owners, enjoin the company and its owners from further deceptive practices, obtain restitution for merchants, dissolve Northern Leasing, and force the company to notify all three major credit reporting agencies that the default judgments have been vacated. This marks the second action that the New York Attorney General has taken against Northern Leasing Systems. Merchants who have been harmed by Northern Leasing Systems are instructed to file complaints here or call 1-800-771-7755.

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Sales & Marketing

Key Points - Sales & Marketing

Employs Independent Resellers Yes
Advertises Deceptive Rates No
Discloses All Important Terms No

Northern Leasing does not appear to directly market its services to merchants, preferring instead to act as the designated third-party equipment provider for numerous ISOs across the country. This means that many ISOs include a lease agreement with Northern Leasing in their standard credit card processing contracts, and as a result, many merchants find themselves signed up for a 48-month equipment lease through Northern Leasing without ever having interacted with a Northern Leasing sales representative. This appears to be a major cause of merchant confusion. By and large, the sales agents who are reselling Northern Leasing leases do not appear to do a good job of outlining the company’s lease terms. Most complainants report not understanding their full contractual obligations and feeling deliberately misled by sales reps. It is our philosophy that this pattern ultimately reflects poorly on Northern Leasing Systems.

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Costs & Contract

Key Points - Costs & Contract

Swiped Rate Variable
Keyed-in Rate Variable
Early Termination Fee Liquidated Damages
PCI Compliance Fee Variable
Equipment Lease Terms 48 Months, Non-Cancellable

The standard Northern Leasing Systems contract (available below) is a non-cancellable 48-month agreement, which means that upon signing the lease, merchants are obligated to pay the full cost of the four-year lease whether they use the equipment or not. The full cost of a standard Northern Leasing contract appears to be several thousand dollars, often up to ten times the cost of purchasing the leased equipment independently. To terminate the contract, merchants can either notify Northern Leasing of their intent to terminate the contract, return the equipment, and pay the remaining balance; or they can purchase the equipment and pay the remaining balance. Either way, they will be on the hook for the remaining monthly payments. It appears to be standard company policy to simply withdraw the amounts owed on delinquent accounts in monthly or lump sums, often without ever notifying the merchant. The vast majority of complaints online indicate widespread dissatisfaction with these contract terms, and we are inclined to agree with the merchants in this case. See the standard Northern Leasing Systems Lease Agreement.

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Complaints & Service

Key Points - Complaints & Service

Total Online Complaints 200+
Live Customer Support Yes
Most Common Complaint Hidden Terms

As of this update, we are able to locate hundreds of complaints about Northern Leasing on this website and other consumer protection websites. The overwhelming majority of Northern Leasing Systems reviews describe the company as a scam or ripoff organization. Most complainants report misrepresentation or nondisclosure of contract terms, unavailable or unhelpful customer service representatives, unauthorized debiting of accounts, and trouble cancelling service. The company offers dedicated support numbers and email addresses on its website.

It is worth noting that Northern Leasing’s alternate business name of MBF Leasing at one point inspired an entire online forum titled “MBF Scamming LLC”, which was an active community of merchants who felt they had been ripped off by MBF Leasing. This is not a positive sign for the company’s customer service, as a high number of merchants apparently felt that they were better off talking to each other than they would be talking to the company itself.

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BBB

Key Points - BBB

Product & Service Complaints 322
Billing & Collection Complaints 234
Advertising & Sales Complaints 68
Guarantee & Warranty Complaints 0
Delivery Complaints 10

Northern Leasing Systems is not an accredited business with the Better Business Bureau and currently maintains a BBB rating of “F.” As of this review, there have been 634 complaints filed against the company in the last 36 months, with the bulk of the complaints stemming from its products or services and billing practices. In addition to the 22 product- and service-related complaints and 234 complaints involved billing or collections issues, 68 were regarding problems with advertising or sales, and 10 were filed regarding issues with delivery. Northern Leasing successfully resolved 70 of the complaints, while the remaining 564 were either not responded to, not resolved to the customers’ satisfaction, or unable to be substantiated by the BBB. The BBB profile also makes mention of the New York Attorney General’s settlement with Northern Leasing. In light of the company’s complaint total and resolution ratio, we agree with the BBB’s rating.

Northern Leasing Systems Logo

Northern Leasing Systems Bottom Line

Northern Leasing Systems rates as a very poor equipment leasing company according to our criteria. The company often partners with merchant account providers to package its leases with their services, resulting in confusion and frustration among merchants who did not clearly understand what they were agreeing to. Northern Leasing, which also goes by MBF Leasing, offers a non-cancellable standard lease that is likely to cost merchants well in excess of the price of the equipment itself, and many complainants report difficulty in extracting themselves from the lease once it has been signed. The company can improve its overall rating by working harder to ensure that merchants understand the terms of its contracts, by offering more competitive contracts with more reasonable terms, by improving the response of its customer service team, and by lowering its complaint rate with the BBB and other consumer protection sites. We strongly advise all merchants to carefully examine any Northern Leasing contract they are given.

Hi, I’m Phillip and I’m disgusted by the state of credit card processing in the U.S. and abroad. I believe that the industry has been overrun by people who engage in fraud and deception in order to steal money from hard working business owners. I’ve made it my mission to expose the companies and individuals who engage in predatory marketing, pricing, and contracts, or just provide terrible service. Along with uncovering the bad guys, I’ve also discovered the good guys who do stand out from the status quo. CPO is a website where you will find ratings and reviews of these companies along with advice on how to save money and which service providers consider. Together we can move the industry in a positive direction. If you would like to help support my work, please checkout “Fee Sweep” my eGuide to getting the lowest possible fees when accepting card payments. If you haven’t heard of “interchange” this advice will save you hundreds, even thousands, in processing fees.

Schedule a Consultation with Phillip

151 Reviews Leave Your Review Below

  1. Avoid his company at all cost!!!
    They are liars and scammers
    Had to pay for lease equipment that
    is deemed no longer secure for the payment
    processors.

  2. If I can stop even one person from being taken advantage of by this company… I will be relieved of a tiny bit of pent up anger. They are a racketeering company. They came into my office, used a familiar face. Used a i-pad that the young man swiftly scrolled through pagers. Blatantly lied, schemed, and mislead me in so many ways, the had the nerve to forge my signature on multiple documents. Do you own research… look up Northern Leasing on google. I guarantee your blood pressure will skyrocket! By the time I finish with my lease I will have paid $7920.00 for a credit card processing machine!!!!! The last straw is that at the end of the 4 years I have a 10 day window to return the machine AND PAY them a $150.00 restock charge!!
    AVOID AVOID AVOID AVOID!!!!!

  3. My late husband leased from them back in the 90s. The partnership dissolved and he paid the lease off. The other partner continued and continued a new lease and then didn’t pay it. NLS came after my husband and he denied the debt since his name was not on the new lease, nor was he in possession of the equipment. Seven years later, and according to Ca. law, the “default” (which wasn’t his to begin with) was removed from his credit. Three years later he passed away. Now, 6 years after his death, NLS is sending letters and calling me monthly to collect on this debt that he never owed (and I sure as heck don’t). I have told them repeatedly that he died, but that doesn’t stop them. I am so sick and tired of dealing with this unethical, and sadly lacking of morals and common decency, company. I want to sue them for harassment but do not even know where to begin.

  4. This company conned one of our staff members into some type of contract to lease a machine that is never used. After two years of paying them $150 a month, the owner stopped payment on them. The reason is, we’d been milked by the scam long enough.

    Now they continue to call twice a day for several weeks, calling the boys mother constantly (though he hasn’t lived there in years). They ignore the Do Not Call Registry and keep sending mail that says we owe them late fees and whatever else.

    We stopped payment when we realized they were being sued by the State of New York. Though I’m in Texas, I made a judgment call and decided to call Northern Leasing’s bluff and stop payment to them. They can kiss my ass, bunch of unethical scum. I’d rather go Ghost than pay them a cent.

    To all concerned, do not pay them anything. Call your bank and stop payment. We can bleed them of their cash flow until they disappear. If they try to garnish your wages, just go Ghost and don’t pay yourself. They do not scare me, they can go to hell. I work for a living, fixing scooter engines. I barely scrap by. SHAME on them for trying to con small business people who can barely afford their own groceries. Its all a bluff. If they keep fucking with small people, they are going to regret it. I promise you. Don’t pay them.

  5. AVOID, AVOID !!!

    I’m EXTREMELY UPSET and disgusted by this company and their agent in Canada (OrbitLink)

    I paid over 6,000 in 4 years for their crap terminals (you can buy these terminals for less than $500 up front).

    The Agent mislead me to sign .. mentioned the contract is for 3 years and after 3 years I don’t have to pay anything. However, that was not the case, I paid for more than 4 years. Terminals were not working properly and received no service from them.

    Guys, please DO NOT sign any contract with this company. Once you sign a deal, you’re on the hook and they will ROB you every possible way.

    Please please please do yourselves a help, AVOID this FRAUD and SCAM company in any way possible.

  6. Criminals all of them. We will be filing a lawsuit against them soon. We will be including Julissa Gomez and Joseph Sussman in the lawsuit besides Jay Cohen and ALL his companies and their affiliate companies.

    1. we leased a signtronix sign through Northern Lease all was good until we got to the end of our lease. We were only given 2 pages of the lease. The important pages were left out. We did not have the final terms or even an address to send the final payment when we called the lady said the payoff was 1903.85. She did not mention it was month to month if you did not pay it. I figured the final payment would be deducted from my bank account like all the others, I was wrong. When I called them back they explained the month to month deal but when I said I never received an invoice and never had a payment address she said its not my problem never offering to take my payment or to give me the address. I then had the bank stop all payments. I then received an invoice in the mail. It had a past due as well as the next months payment already attached.I called the back asking for the payoff now that I had the address and was told it was now $2300 it went up $400 in a week. I told them I was never given the address to send the check and why didnt they direct debit like the previous month.I told him I would send the check for $1903.85 today and was told they would continue collections. EXTREMELY UNETHICAL AND PURPOSELY DECEIVING.

  7. I was offered great 1.75% flat rates on credit card processing by Michael Lee from Smart Card Merchant Services. I was FORCED to sign the documents in order for us to find out if we are qualified to this special deal. When I hesitated to sign, he assured that this is only for the QUOTE purpose and NO contract or agreement……. Then later on, I found out that documents were non-cancelable agreement/contract of the lease for 48 months with Northern Lease! After I found out this fact, I kept texting, e-mailing and calling Michael Lee but he kept saying the lease is also in the package and the rate is all included. LIE……the rate is super high plus lease charge is taken out from the bank every month separately from the merchant service. Like all the people here, whatever the sales rep offered and promised me was a complete lie and I have to live with this horrible nightmare! Despite the fact that there are so many victims of Northern Leasing, how come they are still in business….????

  8. this company allowed my x husband to sign my name to a contact and in 2014 my lawyer contacted them and we returned the papers that they sent of with a letter from my x admitting to using my name because his credit was bad.
    they after many calls has still not removed this from my credit and when I call them I not only get the run around but they are very Nasty and rude

  9. I received a demand letter for $550.00 from a business I had back in 1999. The company disolved in 1999. I do not owe this debt nor do I have the credit card machines. These machines were returned. When you call the number on the letter it doesn’t even mention Northern Leasing. I believe this may be a scam. The person I talked to was very rude and hung up on me. The letter gave a telephone number of 800-683-5433, ext 8104, The contact on the letter showed a Sharaiya Jiggetts,…..not a very nice person.

    1. I unknowingly entered into a lease with Northern Leasing systems and was sued in New York for over $3000 when I never received a lease agreement from the get go and the salesman told me we had 30 days to decide to keep the machine or cancel I sent it back in just a couple weeks I to receive letters threatening to garnish wages, property liens, levy accounts and local docketing for public record only the demand is for over 3k. It came from Sharaiya Jiggets. This company ruined me personally and business wise we closed a few months after partially due to NLSI

  10. I also am being scammed up until this day. Signed the contract in 2005, did 48 months and then tried to cancel contract. Same story as everyone else. Unable to return equipment, poor customer service, fees to break lease. It’s now 2016 and I’m still receiving letters demanding payment and according to them unable to break lease. I filed complaints to the attorney general in New York, Michigan, and filed complaints to the BBB and FTC. Attorneys in NY won’t take anyones cases. Avoid this business. Anyone know of an Attorney in New York that can help??

  11. Northern Leasing is one of the worst companies you can get involved with. I had to close my business. I did every thig they said. Sent back all equipment and 2 years later they still are calling and making all kinds of threats. Today’s call the man I spoke with told me he has my social security number and was going to levy my checking account. I had a LLC. This company needs to be stopped and shut down. It is a disgrace what they are doing.

  12. Update 05/31/2016
    Received a letter from the New York Attorney General telling me they has filed a lawsuit against Northern Leasing. Lease Finance Group LLC, MBF Leasing LLC, Lease Source-LSI LLC, Lease Source INC. Golden Eagle Leasing LLC, and Pushpin Holdings LLC (collectively Northern Leasing) as well as Principal Jay Cohen, aka Ari Jay Cohen, law firm Joseph L. Sussman, PC and several others on April 11, 2016.
    The lawsuit acceses Nothern Leasing of engaging in illegal and deceptive business practices in the leasing of credit card processing equipment to small business owners. The lawsuit seeks to enjoin the respondence from engaging in these practices. rescisssion of leases obtained by fraud or other misconduct and restitution. In addition to this relief. the lawsuit seeks to vacate default judgements obtained by Northern Leasing by fraud, misrepresentation or other improper practices.
    The went further to say in bold type.
    If Northern Leasing has already obtained a default judgement against you, this letter serves as the required notice that our lawsuit seeks to vacate these judgements.
    More info is available @
    http://ag.ny.gov/NLFAQ
    Hope this helps some of you. BTW I had already sent a letter to the NY Attorney General seeking to vacate the judgement against me. Probably why I received this response.
    In my case miraculously Northern Leasing send me a letter offering a much lower settlement and I just paid it to get them out of my hair because I was doing a refinance of my home.
    I’m finally done with them and thought I would post this for others who might still be fighting them.
    Good Luck…..

    1. hey, same thing happen. but how do you vacate a judgment. i did get the letter and notorized and signed the letter the NY AG ask me to and sent back. NLS still calls me everyday but no letter???? im willing to pay a lower fee so they can get off me azz

    2. Hi:
      If you are still receiving demand for payment, an option is to search how someone got out of a lease. The demands for payment threaten charge off on credit report ? Check your credit and see . It is nothing but an idle threat. Also if you call them you could be like look I’ll send a money order for a final payment but demand they email you an authorized release from guarantor notice as proof. Do not give banking information . Also you could file a law suit against them for harassment. This would get them to stop . Trust me it’s all just fake stupid threats. Also there are tons attorneys in NY willing to take them on if need be.

      1. they can and will put the charge off on your credit report if they have your SSN. With just name and address they can inquire your credit report, as they are subscribing members to Experian.

  13. very bad company. thieves . scamers. in 2013 they came to my shop offer my employe credit card machine for free. I was not there and inever sighned any contracts. after 8 month they want 10000 for credit machine the one bank offer it for free. isend the machine back and they always call me they want the money. the solution is this company must shutdown.they act like mafia. shame on America if this companystill do business.this company hurt many and manyamericans.they steale millions of dollars.

  14. I almost was in this same issue. I just ask a lot of questions and read the contract. It says right in there that the person in front of me is not an employee or representative of Northern Leasing and can’t change or re-negotiate this contract. So when the guy said I can do it on a 90 day trail period, I called him out on it. All Northern is, is the money to finance the deal. It is person who sold you the bill of goods that you should have the issue with. It seems from reading these post that all Northern is looking to do is to collect on the contract that was signed. As far as debiting your account, unless you gave them that information, how did they get it?

  15. We signed up with Platinum One LLC to get financing for our customers. In the process, we had to sign a long term lease with Azura Leasing (now MBF Leasing) for equipment leasing. Note: we already had a credit card machine for 40 years but they said we could not use it). Long story short, we never got financing for any of our customers but were stuck in a long term contract for equipment that we did not need or was ever used.

  16. WORST COMPANY EVER. stick your your local bank preferably a union bank. they are thieves lairs, im on a 4 yr contract and the sales guy said i can cancel if my business closes and they still dont care. they want $3000 to end leasing fee. WORST COMPANY EVER. i had i open a new bank account AND stop payments to the other account because for some reason they can only stop payment for 6 months and i guess you have to go to your bank every 6 months and stop it again. if possible dont ever get a credit card company. and read the contract word for word caz sales people lie about ther contract.

  17. Each “associate ” you speak with about closing your account, has a different answer and assures you that all is fine….when it’s not. They’ve lied so many times and even admitted a mistake on their behalf, that I have to pay for. They record your conversations, yet will not release any of them to you. My account should have been closed in March. It’s now August and they’re still taking money. When I call them out on what they’re doing, the associates over talk you and are extremely rude and condescending. I am getting a lawyer.

    1. Can you really get a lawyer let me know because I have tried and no one takes my case I was advise by newt irk consumer affairs to clos my checking account because the will go in as different names

  18. I entered into an equipment lease with Norhern Leasing Systems (against my better judgement) along with a credit card processing agreement through Smart Choice Payments. The sales agent agreed to a 90-day trial period to show that the effective rates (including lease expense) would be lower than I had been paying. When I tried to cancel, they told me that the lease was through a 3rd party and out of their hands. When I contacted Northern Leasing to see if they could do anything, the representative was immediately uncooperative in any way and basically told me the lease was non-cancellable and there is no trial period, but I could buy out the lease for $11,518 for the $400-500 machine!

  19. Hello, I have called numerous times regarding lease number 1771671. Customer service continually transfers me to asset management, who never answers the call. I closed one lease and started another with your company despite the bad reviews online. I returned my two machines in the fall of 2015 and verified the account was closed with Sheila. I have been charged 60.48 monthly since. I spoke to asset management months ago regarding the situation and was supposed to receive a call within 24 hours. I was told I returned the wrong machine. Makes no sense and I already verified all proper equipment was returned with Sheila. Two machines were verified as returned. If this is not resolved this week I will contact the Attorney General of NY and I will cancel my current lease. I can be reached at [REDACTED – personal contact information]. This is my last attempt to contact your company regarding this issue.

    Greg Petitt
    Bright Stars Gymnastics Academy LLC

  20. Well I have a quite different experience with NLS. Firstly, I’ve never heard of them before I got a voice mail saying they were calling to collect a debt from me. I called them back, got a voice recording, and left a message that they must have the wrong person.

    Today, 7/13/2016, I received a letter, looks all real and stuff, offering me a Hardship Settlement Agreement because, “it has been determined that you may be experiencing financial difficulties” so as a courtesy they will essentially forgive a $5,123.02 for a mere $949.72.

    This so-called lease was supposed to be for credit card processing equipment; however, I’ve never used cc equipment for my business as it is an online service and uses online fulfillment services exclusively and a virtual terminal. And, I’ve been with the same merchant company for 16 years.

    So, it appears that their criminal behavior has escalated to outright theft by fraud, in addition to their so-called bad business practices. These individuals don’t want any part of doing business the regular way, they are simply criminals. Perhaps these attempts to steal money from me is a sign that they are running out of options. Also, no one ever answers the phone number in their letter.

    There is a P.O. Box address in New York, NY (you can mail your payment to), perhaps the state attorney’s office can get a lead from there when I turn this matter over to them.

  21. This is the absolute worst company I have ever delt with. We had our sign made and signed a 36 month contract with them 4 years later they are still talking money so we changed our check account now they are sending us bills this was not a lease we bought the sign and they say we need to send them $600 or they will keep sending us a bill we have already paid$3600 over what we were supposed pay them this is a bunch of crooks BEWARE!! Gonzales La

    1. I too signed a lease for a Signtronix digital sign for a 36 month period. Well … I never received a letter they claim to have sent advising of my lease coming to maturity …. and continued to draft my business account …. more than $13,000.00 over the amount of the lease term! They offered to accept a final lease payout of $1,200.00 and stop drafting my account … not a good offer from my standpoint!!! Now, they threaten to sue me if I don’t pay an additional $7,513.56! So, my life is good … I quit answering their phone calls about a year ago, and have no intention of having any contact with them … accept to sue them for harassment and mental anguish!

  22. This company is the WORST ever! They lie, have “small print” that you would never believe a legitimate company would put in a contract. They over charge for equipment. After the first company “sells” you, and lies, you have only something like 30 hrs and they are off the hook. THAT’S where this company comes in and says, we cant help you, you should have had an attorney look at your contract. They have threatened to take us to court for $15,000.00 AFTER we returned the equipment that was NEVER INSTALLED or used.

  23. Two days ago I received a letter in the mail from Northern Leasing Systems addressed to a small business company that I operated more that 15 years ago.

    When I terminated the business I returned all equipment and all fees were paid. I never heard anything further from the company until just now. Some fifteen plus years later. Quite honestly I had no idea what the collection letter was even about and had to think about it first.

    The letter starts out by saying after careful review of my file they have determined that a financial hardship case exist and therefore willing to accept a reduced payment of $1786.00 if paid in full by July 11, 2016 to settle all claims against me personally and the company.

    Michigan law allows 30 days to file a written depute as to the validity of amount or any portion thereof. I did not see this language anywhere on the letter, which raised my suspicion. I then did an online search and discovered the legal actions taken against Northern Leasing Systems and it’s many subsidiaries.

    I have now contacted the Michigan attorney general’s office and am in the process of filing a complaint against them.

  24. I was leasing from equipment from Northern Leasing. I sent my equipment back as my contract is up. DEBBIE called me today and said I was leasing 4 pieces of equipment and I only sent three back. I sent back a pin pad, credit card reader and check reader. They said I still have a piece of equipment called Nurit Clear Advantage. I called the credit card processor and was told, this is a piece of software and doesn’t exist as a physical piece of equipment. So I called NL and explained this to the guy. I said you need to resolve this or I will call my attorney. He said a lot of nasty things and screamed at me and then hung up. I am calling the complaint number in this article now to give them my info.

  25. These folks are involved in fraudulent and deceptive activities. I don’t have all the history because I have taken over my brother’s business due do sudden illness/incapacity. I can echo much of what others have said, and can offer also that they doctor up lease agreements. I can prove that in our case, they cut and paste a signature onto the acceptance line of the lease agreement. Our lease, original written with Global Leasing Company out of Santa Monica, CA, is for 2 swipe machines and a pin pad, was $219/month (plus mysterious other fees) for a 5 year period. This totals over $14K for the equipment over the term of the lease. So not only is the lease agreement fraudulent, but they are also charging ridiculous amounts of money. I spoke with Gary Isaac. Like others, he is a rude, obnoxious bully. They are trained to act this way, and it requires patience and knowledge to try and level the playing field on a call. We negotiated termination of the lease under our circumstances, yet he refused to send a letter signed by anyone with authority. Gary eventually signed (who has no authority and its probably not even his real name) and he tried to bully us into paying an extra $500 beyond what we agreed to, because of the 1 day delay and ask for signature. During those discussions, I started researching them, and at the last minute, I decided to pull out of the termination deal. I informed them that they will not get another dime, and that I discovered the lease to be fraudulent. I should also mention, that we were able to shut down the bank withdrawls a couple of months ago. Unfortunately, you are probably reading these posts after you have already been scammed and deceived. Be sure to file complain with NY States Attorney’s Office, as referenced at the top of this page.

  26. This is the wiorst experience I have ever had. The sales person lied. When asking about reported billing. I was told they didn’t see where they had sent the bill. Refused to let me talk to a supervisor. They represented them selfs falsely. Customer Service was the rudest people and did not allow me to speak to a supervisor.

  27. IS it possible to give this company ZERO stars!!! They are absolutely the very worst I have ever dealt with. SCAM doesn’t even begin to describe them. I have been trying to make them go away for 11 months past the 5 year lease being up. I cannot believe they are still permitted to be in business. BE WARY

  28. This is the worst company I have dealt in over 10 yrs that I’ve been running businesses.
    Customer service gets an “f” Terrible, Terrible, Terrible. I have an attorney, because this company ran over $3000.00 the first month I was with them, through their equipment, and they don’t know where my money is. I faxed them a copy of my closed batches, and my bank account, to show that it was never deposited, and they still don’t know where it went. Are you stupid? or are you stupid?

  29. It’s not just credit card processing equipment .I bought a fancy sign for my small business through SIGNTRONIX. It was financed through Northern Leasing Systems. Both are HORRIBLE to deal with! NL is taking unauthorized payments out of my checking account! Changing accts but from what I’ve read, that’s not the end of it! I’m in New Mexico. Contacting NY&NM Atty generals

    1. We just discovered the same thing with NL. They have been taking lease payments out for over a year after our contract ended. I felt foolish for allowing this to happen until I read how many other have been scammed by them. Now I am furious.

  30. I too is a victim of Lease Finance Group LLC.
    Currently there is a pending lawsuit against me in New York city.
    However, I just learned that lawsuit against Northern Leasing Systems, Inc., a New York company, and several of its affiliated companies, including Lease Finance Group LLC, MBF Leasing LLC, Pushpin Holdings LLC and others (collectively, “Northern Leasing”), as well as principal, Jay Cohen a/k/a Ari Jay Cohen, law firm Joseph I. Sussman, P.C., and other individuals involved in Northern Leasing’s operations, for their fraudulent and deceptive practices that trap.

    I strongly advise any victim to contact the New York Attorney General office & file a complaint.
    It is worth noting that this is the second time that the Attorney General has sued these companies.

    Jihad

  31. We tried to return the machine 2 times, and both times it was returned to us. We finally stopped them from accessing our account because we switched banks. Then, we start getting notices that we owe them money. We write letters, and send them to the address they provided, and no response. We got a demand letter for 441.01. We called the phone number on the letter, and tried to talk to Julissa Gomez. She continually talked over us, and insisted that WE have an attitude. We didn’t even get a chance to get one, because she wouldn’t let us talk! We paid the amount she said was due so we could end this. She said she would fax over a release form. She did a day later than stated, but it wasn’t a release form. It was an authorization form for the credit card payment we already made over the phone. The letter she sent with it stated that we would receive a release letter if we sent in the form and IF the card payment represents the final payment due on the lease. She ended up hanging up on us. We are very reluctant to sent them anything now that we’ve read all the complaints. We’re going to research this further before we decide what to do.

  32. Please do not deal with this company. They are a fraud and are out to get your money. I have documentation faxed to them and have called many, many times and they say they have no record of my phone calls or correspondence. They are adamant about what they say is true and what you have to say is of no importance to them. During the time of our lease we paid over $2000 and now they want to charge a “buy out” fee for their equipment. I was told that the credit card processing companies are the ones who rip us off not the leasing company. Well I say different. It is beyond me how this company is still in business.

  33. I simply cannot believe these guys are still in business. I too returned equipment via USPS certified mail only to have them have the audacity to say they did not receive it. Have called their customer service number seven times in past 7 months only to be put into voicemail at each and every time, have left detailed voicemails and have yet to receive any call or correspondence back from them. They tried to continue to charge us the monthly fee of $50 but we stopped payments to them via our bank. We continue to receive invoices and just received a demand for payment from them.

    This group is just terrible to deal with and they need to be shut down.

    RMS

  34. This company is a scam/fraud. Beware if you are contacted by Sheena Meyers or Beau Bittke, specifically in the Rapid City, SD area. Ms Meyers was the rep a relative of mine dealt with for services. A contract was signed and she was given paperwork stating set-up fees would be waived, along with the cost of the machine. Ms. Meyers had problems with each machine that was sent to be used, none of them were programmed correctly, so they had to be returned or a couple of times, Ms. Meyers tied up equipment at the business for 4-5 hours, resulting in lost business. Finally on 2-29-16, my relative felt she had been more than patient and told Ms. Meyers to pack up the machine, that she was going to stay with her present credit card company, that she didn’t feel the company had fulfilled the contract. My relative then went to the bank and completed paperwork so this company could not take money from her account which they got around by using different company names (American Payment Systems and Smart Choice Payments). They have taken approximately $4000 from her account for services that were never rendered and for equipment which Ms. Meyers was to have sent back to the company but never did.

  35. I may have posted a comment to this forum at an earlier date, but my message warrants a repeat…DON’T BUY INTO THIS SCAM. Someone somewhere wrote a rather lengthy discourse about how Northern Leasing gets away with this con.

    My “salesperson” not only wrote out 1 contract, but had me sign an additional contract in the same of my LLC. (The other was my d/b/a) Incredible. But I got sucked in…he was new to the area, got his family set up in the schools, went to town meetings, etc….the consummate con man. His wife was in on the scam as well.

    I had the resources to get rid of them, but I feel for anyone who can’t, especially those to live too far away from NYC – this is where the lawsuits are filed. If you don’t show up for any hearings, you’re toast.

    If you have have done any business with them, i.e., they have your personal bank info, etc., make sure you check your statements frequently. They have a sleazy way of charging your bank debit/credit cards. (I was able to catch them after only a few months.) And never, NEVER, give them your bank account routing numbers. (We sent a check to their lawyer – who, incidentally is part of the scam – to close our account. Within days, they called us to say they hadn’t received payment and wanted our bank routing number to “…see if they could find the check…” Thank God we didn’t give it him.

    While I haven’t heard from them, they become the walking dead after a few years. I’ve heard they’re like a cancer that comes out of remission after 7 years or so.

    Good luck, folks.

    1. Kevin
      Your rep sounds a lot like the rep who moved into our area. Do you remember what processor he worked for?

  36. In July, 2014 I received a phone call from Quantum Merchant Services offering us a better deal on our debit machine. After many phone calls and pressure tactics we decided to make the switch. The first machine they sent was faulty and only worked for a day. I call the number on the terminal expecting to get Quantum but instead got First Data. They sent out a technician who could not fix it. He replaced it with a new one and about a week later I received another new one in the mail. So now I have two. There were several other technical issues throughout the year.
    Quantum also stated that they would cover any cancellation fees incurred with the other company plus 3 free months (after 3 months they would send a cheque for $150.00). They did cover the cancellation fees but it took numerous phone calls and I finally received the cheque in late December. The cheque for $150.00, I was told was “in the mail”, I have never received it.
    In July of this year, I received a phone call from Elavon, another provider. I was very leery because of my experience with Quantum and First Data. However they did offer cheaper rates and I felt better all-round service. I decided to switch to Elavon. I used Elavon’s terminal for a couple of weeks before contacting First Data to terminate my involvement with their company. On or around August 17, 2015 I phoned to terminate my involvement and asked for a prepaid box in order to send back their terminals. They indicated that I owned the terminal to which I said no, I make monthly lease payments. I provided them with the phone number that I had for the lease company and they again said it was not theirs. They stated that Quantum must have “sold” the contract to another lease company. I then reviewed the contract that I had the lease company email to me last year. Upon my review, I discovered that my name had been printed on the contract by some other person. I did not sign this contract. This is very clearly fraud.
    I contacted NLS Leasing to advise them that I had terminated my business dealings with First Data and was doing the same with them. They told me I could not terminate the contract as it was a “Non Cancelable Equipment Finance Lease Agreement”. But a payment of $1207.50 could get me out of the lease.
    I contacted Elavon, he indicated that he knew of this company and advised me to put a stop payment of the lease payment. He said the company would try a few times to get the payment out of my account, then they would give up and go away.
    I contacted my bank; ATB to have them put a stop payment on the monthly lease payment. They advised this would have to be done every month as it is only good for one attempt to withdraw the lease payment. They further stated that they knew of this company and advised that the stop payment method would not stop this company. They shared other customers’ experiences where NLS Leasing goes to great lengths to get their money. This company will change the name of the company making the withdrawal or change the amount of the withdrawal, making the stop payment useless. They strongly advised closing out the account and opening a new one. Which is what I have done.
    I also contacted the Better Business Bureau in Edmonton as the lease agreement had an Edmonton address on it. The lady at the Better Business Bureau was very familiar with NLS Leasing. She stated that they did not have an office in Edmonton and that they have used addresses in Vancouver and Toronto. As well, she shared that they had also used the address of the Better Business Bureau as their own.
    She advised to send a letter of cancellation to NLS Leasing; it would need to be faxed not mailed as the true mailing address is unknown. I contacted NLS Leasing for their fax number; the lady stated their fax number was 1-800-342-7172. I attempted to fax but it did not go through. The next day I called and was given a different fax number 1-845-341-1645. I asked them to provide an address to return the terminal, I have not heard back from anyone. The Better Business Bureau also advised that I file a complaint with the Competition Bureau, RCMP Economic Crime Division and the Department of Finance. The debit machines were returned to NLS Leasing in November, 2015
    There are hundreds of peoples’ stories about their dealing with NLS Leasing, terrible stories. I hope that my story will not have to be added to the long list of stories.
    Since this nightmare began I get at least two phone calls per week. Now threatening legal action. Why can’t this company be stopped.

  37. I don’t know what to do, however if we could unite against this company somehow I would be on board. I don’t know how to accomplish this but there must be some way that we can find the knowledge and the resources among ourselves. I looked at the New York court filings for this year so for there are over 219 filings from Northern Leasing against the small business person. I also ran across a statistic of over 17000 cases filed by Northern.

    I spoke with Krishan Chiturr an attorney in New York, he advises that I find an attorney in my state (Oregon) to see if there are any laws that protect against this type of predatory business.

    I certainly don’t have the funds to travel to New York, but somehow if enough of us can get together we can fight this crap.

    [REDACTED – personal contact information] is my email

    1. I signed up with coastal pay after I spoke with the manger of the company because I have a p.o.s system in my business with a built in terminal for credit card and the agreement to send me newer system after I got the ok Travis the manger of coastal pay told me I have to pay $179 a month for the system and after the four years contract expires the system it should be mine so I agree by the way I recorded all the conversation between me and him which is I still have two weeks later I received a package from FedEx when I open it I found out it’s a credit card terminal so I called Travis right away then he told me to ship it back to them so he can send me p.o.s instead week later I received a bill from northern leasing system for $179 I was shocked so I have to call them to see what’s going on I Ben told they are the third party of the contract and they own the terminal and they told they have nothing to do with coastal pay so i called coastal pay spoke with Travis explained to him about the third party which is never Ben mentioned to me when I signed the contract so he told me please pay him $179 a month until you receive your p.o.s system and I will refund you all the money you paid two weeks later I received new p.o.s system Clover brand but it had deferent software so he asked me to ship it back and he is going to find me a different system with same software I have I wait for more than two months don’t hear any thing so I called to see where I am at Travis told me still looking so I told him I still pay northern leasing company $179 a month he asked me to added up how much I pay so he can issue a check to me which is he did after that never heard any thing from coastal pay now the problem starts between me and northern leasing I explained the whole saturation to the manger of northern leasing he answer to me I don’t care you signed a contract for four years at $179 amonth I asked him how com you want me to pay that amount with out any service and your terminal Ben shipped to coastal pay because they asked me to ship it back to them I still have the shipping invoice and the free shipping label I have all the evidence a bout every thing I said then he said you have to pay if not we gonna report you with a credit bureaus a charge off and that’s what they did screw my credit score and they still fitting to get $11,275,12 that’s ridiculous it is the worse company ever deal with ripping people of it’s amafia bui I will to hire an attorney to make a lawsuit against the biggest thief company in u.s.a a promise I will fit to death for justice and I hope the attorney of general take in serious action against northern leasing system

  38. I recommend everyone play by legal rules. What I did was talk to my bank about getting a new account and closing out the current. Wrote them an email telling them that you know longer wish for them to have any access to automatic withdraws. But they are welcome to send me a bill. I know they are going to send it to me late. But it’s OK. I have a feeling there is a class action lawsuit around the corner which will cost them more than they will be collecting if they don’t fix this now. Second, they appear lazy and don’t really have a process. But to get you to stop emailing them they will want you to call to resolve the matter (in other words let someone else deal with it). Don’t stop. Don’t play that phone tag game, were a new rep doesn’t even know what was said in the last phone call and you have to repeat yourself like for the fith time. Keep all communication in writing because there is NOT ONE WORD you can trust from Northern Leasing System, Payment Systems or Lease Finance Group. Any verbal agreement is worthless shit. All their reps are trained to make excuses, not think or resolve your problem. From the time the Payment System’s machine was double billing my clients, to my clients getting mad and charging me back twice, and not resolving it, to them PROMISING me there would be no new contract with this new machine by law we had to upgrade to , to surprising me with a “HEY YOU HAVE A NEW CONTRACT WITH THIS COMPANY WE DIDN’T TELL YOU ABOUT FOR ANOTHER 48 Months, DON’T LIKE IT? WELL THEN YOU SURE WON’T LIKE THIS $4,858.84 buyout figure, you never agreed to or saw when we swapped out the contracts behind your back.” Since they love to juggle words, and bring up written words and contracts so much, I say it’s time to bombard them with our frustration in writing. I mean how many irate customers can a person handle in a day? And make them print and stamp things manually so there is a paper trail. Give them some work to do, obviously they have so much free time by automatically siphoning your account every month, they probably can’t be bothered with helping you, especially if helping you means losing between $2352-$4,858.84. After all, a business that offers no value has to come up with something to generate revenue. DEAR GOD. PLEASE TELL ALL OF YOUR BUSINESS NEIGHBORS, MEMBERS OF CHAMBER OF COMMERCE, BLOGGERS, ANY PERSON CONSIDERING STARTING A BUSINESS TO AVOID THEM LIKE THE PLAGUE. This company needs to shut down for good. They should never be allowed to access anyone’s accounts or handle contracts.

    1. same story here but i sold my store and what ever they want to do they can go buy i’m not gona pay anything. “HOW ABOUT WE CAN MARCH TO GATHER SOME PLACE SO THAT’S THE WAY THIS TOPIC COME TO MEDIA AND THEN GOVERNMENT HAS TO SHUTDOWN THEM THAT IM THINKING .

    2. I agree with you, I finally got my account cleared last year about this time, I had to pay off the machine that I sent back(they say I sent back the wrong machine, how’s that possible?) so I had to pay an extra $200 plus and they had already charged me monthly over $400 after I sent the machine back, after the contract was fullfilled.

      Today I check my bank account and those SOBs took out another $50 for some tax or something a year later, the guy assures me now that is the end of it and it had better be. That machine cost me so much money it was ridiculous.

      Jan

    3. Yes they swap out contracts behind your back, I initially dealt with a Quantum Merchant Services – I did not become aware of NSL Leasing until I wanted to terminate my dealings with First Data, the processing company. Please read the rest of my comments in my post. This company is a nightmare

  39. This is the worst company I have ever dealt with in business. I purchased a sign from my small business, for $11,000 plus dollars. As I came to the end of contract, I contacted them, they said , great. I called back to remind them we were 30 days away, they said I had to pay a release of my contract, even though I completed my contract. The amount was over $300 plus, however they said I had to call at a certain frame, I did, but they put me on hold for hours, as time went by, the fees have ballooned to over $5,000 and threaten of a lawsuit. This is outrageous this is illegal and they are hiding behind their paper work. I will do my best to,counter due. As I read all these sad stories, as class’s action lawsuit needs to be filled by everyone , including myself, and shut this company down once and for all.

  40. I own a small automotive garage. In May 2014, I was pressured into signing a contract for a financial service system that would allow customers to finance their purchases and repairs, by a salesman from a company in SC. He verbally stated, promised and assured me that if I signed the contract, he would return and train me in the operation process. He never returned, would not return my calls, and the equipment was never set up to work properly. I disconnected the equipment- the equipment has never been used by me. This salesman never, ever mentioned the equipment would be leased from another company- Northern Leasing Systems. I unknowingly signed a 4-year lease contract- that cannot be cancelled. Northern Leasing is now threatening a civil suit against me if I don’t pay $4,257.00 remaining lease payments, $530.08 interest, and $1,064.25 attorney’s fees- for a total of $5,851.33. They said they reported me to the Credit Bureau and threatened to put liens on my assets. I have filed complaints with BBB of NY, NY Attorney General, Consumer Financial Protection Bureau & Governor of NY- no one will help me. Incidentally, the salesman recently said I was a “grown man” and should have known better and the owner of the company laughed and said they did nothing wrong.

    1. Dude I hate to tell you this your well screwed !! This company makes a living on screwing people over and going to court. I have been dealing with them for 10 years and yes they will take you to court in New York City and get a bullshit judgment against you. I refuse to pay for something I never had basically had a shady business partner he signed up for this in my name and signed the docs before he sold out assets and business property while I was out of town dealing with a sick parent and moved across the country. I sent statements and signed afdidavits and it wasn’t signed by me and still nothing but them talking shit telling me it was me and to be a man and pay my bills… I tel you this if I didn’t live 700 miles from their office me and that guy would have a face to face and I bet he wouldn’t say that shit to combat vets face. But anyways this company is shitty the attorney general in New York as already taken them to court a few years ago about shady business practices and fined them some crazy amount in the millions. But get ready for the ride my friend they won’t let it go they will take you to court right at the 7tear mark to keep it going and will try to I nforce it.. Honestly I would either get rid of your assets wait a few years and file BK and tell them to fuck off or pay it they won’t give up and I guess the great state of NY allows them to do it !!!

  41. WOW- I too am a victim of Northern leasing, I was approached by a company (Riverside Payments Inc.) to upgrade to the new EMV card reading machines. Riverside never installed the machines, they sent them but never followed up to start the install process. This did not stop Northwest leasing, they took over $1000.00 out of my account, no warning and when I told them I have never used the machines and I don’t think I should be paying for them until I can use them they told me too bad, not our problem “you need to pay for the equipment lease”.

    There was no need for this, I was happy to sign up and pay for the service!! Now I am seeking an attorney to help me.

    Ray Schaeffer (Restaurant owner)

    1. hay ray, if you could send me a copy of your lease, you may help me beat these bas#$%#$s in court.
      The contract they have appears to have been altered.
      I need a comparison to show the court, a contract that was not altered, compared to mine.
      Feel free to remove all personal info, as I only need the form.

        1. I learned that in Idaho, My Attorney General does not care. To think I actually believed we have laws to protect us from blatantly deceptive
          sales claims.

          thanks, just the first page

          1. Hi Joe,
            I’m in Idaho, too, with a similar sad story as others have posted and will be filing a complaint against Northern Leasing and Wholesale Merchant Processing (Beaverton, OR…also DBA Smart Choice Payments and Harbor Touch…don’t they come up with the best names (sarcasm :) ..will also file complaint with NY and OR Attorney Generals.

            Did you receive any reply from Idaho Attorney Gen. office?

    2. Ray,

      As we have mentioned before and as we have asked CPO to look into, you have not signed up with Riverside Payments. We have made this clear more then once now. Please feel free to contact us to work out a resolution. Again your claims may be accurate however the company you have targeted has nothing to do with your accusations.

  42. I’m in Florida and been dealing with this nightmare that won’t end!!! If someone has figured out how to stop this financial bleed out PLEASE post. The New York business owners got some relief but this Northern Leasing is still robbing people all over the United States!!! I’m going on 8 years and I’ve experienced the same as everyone else. These guys are crooks!!

  43. My terminal is no longer compliant and my lease is about 10 yrs old. They continue to bill me until I return the old out of date terminal.

    They have received thousands of dollars for the terminal and still want to bill me…They know the terminal is not PCI compliant.

    They do not answer in customer service. I have called several times. They do not return calls.


    Are you with Northern Leasing Systems? Learn how to resolve this complaint.

    1. I have a terminal that is only 20 months old and they will not update it without me signing a new 4 year contract. So, I will not sign and have to deal with not being compliant for 28 more months. I was promised $400.00 dollars back from overcharges from my previous cc machine company. I never received that $400.00 plus I am paying rent on a machine from a company that does not stand behind there merchandise. I can not get out of the contract. I will be closing my store in December of 2016 and will still have a contract to live up to. I was told by Global Specialist (
      the company that signed me up) that I could cancel my contract at anytime as long as I went through them… Guess what? They are no longer around. Pam

  44. I signed up for a 2 year agreement and paid a monthly insurance fee. I thought things were fine until part of my town was destroyed by a tornado.
    After sending proof to the company that my business was destroyed in the tornado and hours of phone calls, finally the rep that signed me up told me it was taken care of. That was a total lie! I started getting bills and it showed a 4 year contract. I never signed a 4 year. They also wanted me to continue with the agreement with no business standing. They will not work with me and they lie about everything.
    Do not do business with them!


    Are you with Northern Leasing Systems? Learn how to resolve this complaint.

  45. We signed up with this company in 2012. Have had nothing but problems since the first payment withdrawal. They took fees for items. Not disclosed ands we cancelled the automatic pmnt and wanted to pay monthly. I was told they they could not accept a pmnt until it was late! They finally agreed to call on or around the 1st to get punt via my debit card. That also has been a nightmare and an additional $5 per mo. In Oct 2015 when chip cards were being introduced and merchants were being tol they had to upgrade terminals in order to be protected against fraud I called and asked if we could exchange the equip for the Val of the lease. They were happy to do that but when they emailed the contract in very fine print it wouldd extend the lease another 48 months. I was emphatic we were going to buy a machine at the end of the lease. I refused and they said we had to finish out the lease and they would keep charging until the machine was returned. We returned the machine via certified mail and they got it on 12/31/2015. Our letter requested the amount due for the balance of the lease be sent to us in writting and we would pay at once. Received a bill last week for $500+!!!. I called and wrote for an explanation. Get calls everyday wanting pmnt but no explanation. We are at our wits end with them.


    Are you with Northern Leasing? Learn how to resolve this complaint.

  46. I agree with everyone else! Northern Leasing is a horrible company who feed off of small businesses. They offered me a buy out of over what it would cost to complete the lease with them!! Ridiculous! I was told I would be paying significantly less and just 3 months into my contract I found out it was all BS and the sales guy I dealt with Lance Brasswell was a total LIAR! He bold face lied to me about what my contract was. I will be contacting a lawyer to see if there is anything I can do. I am so upset that they can get away with doing people this way. Horrible company! And the company Lance was working under is called EMV Payment Systems. STAY FAR AWAY!!


    Are you with Northern Leasing Systems? Learn how to resolve this complaint.

  47. I just found out that Northern leasing keeps on charging me even tough I already played up my 4 years with them. I singed a contract in 2009 and in 2015 my machine stopped working ( I went with a new company for my machine). Now they are telling me I have to send them back a “working” machine otherwise they will charge me an additional $ 266.55 and will continue charging me $45.96 per month until they have the machine back.
    I stopped my payments with the bank but I am not sure what to do next. The person on the phone was not very nice – she talked over me and I ask for my contract agreement via email – she was not able to get my email address straight.
    Any advice will be greatly appreciated.
    Thanks, S


    Are you with Northern Leasing? Learn how to resolve this complaint.

    1. They block all your attempts to end your lease. They do not want your machine back either.
      All you can do is either get a new account # or keep stopping payment with your bank! You should also send them a letter of
      your intent to cancel your month to month lease. Just so you can say you did. Do not consider them anything more than the scammers
      they are. They won’t use E-mail either, that would leave a trail.


      Are you with Northern Leasing? Learn how to resolve this complaint.

  48. If you would like to pay via lease $11,000 for equipment you can buy on Amazon for $700 (new) or $400 (used), you are in bed with the right guys. Can give you all the details but it’s a waste of time. If you didn’t sign with them yet, or saw their name on documents a third party presented to you (it’s one of their tricks), run as fast as you can. Just make sure your wallet is with you. If you did sign call your state Attorney General.


    Are you with Northern Leasing Systems? Learn how to resolve this complaint.

  49. Northern leaseing has overcharged me, for example I have two charges this month, one for 12/01/2015 Debit NORTHERN LEASING LEASE PMT * $52.60 a12/02/2015 Debit NORTHERN LEASING LEASE PMT * $28.80. the $52.60 is a normal charge for renting the equipment. I do not know what the $28.80 is for. I have tried to reach them by phone without success.
    I was scammed by Global Specialist into renting from them. The gave me all the wrong information. Now I want to close my store and I am held to a 4 year lease. I was informed by Global that I could cancel my lease at anytime through them. I am VERY UNHAPPY WITH THEM.


    Are you with Northern Leasing? Learn how to resolve this complaint.

  50. I signed up for the same kind of contract with them ,and its been around 15 days ,not knowing about this company ,but after reading all the complaints i found myself in the same state ,can anybody tell me what shall i do ??

  51. Norhtern Lease has been trying to take money from our account, We did not sign the lease documents, You can see on the documents where someone has inserted or taped my initials where they need it. This company is a total scam. Now we have to get a lawyer to put a stop to this.. Beware….

  52. This company is a prime example of why the Better Business Bureau and Consumer Protection agencies exist. What they have in place is nothing short of highway robbery. Daniel, the sarcastic, extremely unprofessional sales person that we’ve dealt with in the past, and just dealt with again, after he inadvertently called with his bi-yearly bogus sales pitch riddled with scare tactics (for the LAST time if he’s wise enough to leave us be) was rude, condescending, and flat-out abusive when faced with our legitimate dissatisfaction to his ‘sales pitch’. He was not only disrespectful, calling our office manager a ‘nobody in charge of nothing’, a 13 year old girl – and when asked to take us off his list and never call again, refused, screaming over the top of her voice that he would be calling back in 15 minutes to talk to somebody that mattered. Everything in their rating here is truth – the ‘F’ fits. Stay very clear of these crooks with contracts. PayPal needs no equipment, is extremely easy to use and track fees, and completely eliminates the need to ever deal with unprofessional idiots like Daniel again. We are in a contract that expires in 2018, for equipment that according to this company, was obsolete the year they sold it to us. They will be collecting their $31.60 per month thru direct debit from us until then – for NOTHING but confusion, extraordinary fees for NOTHING, and now, HARASSMENT. They should be shut down and put out of business for the good of all small business owners out there. Hopefully ratings such as this will help others avoid the traps they set.

  53. I also find myself in a battle with Northern Leasing.
    I never used the equipment they sent, a staff member signed for the box while I was away.
    Now they are bilking not just the stated lease price but an additional 25 dollars monthly in unexplained fees.
    This is by far the most EVIL entity I have ever dealt with as a small business owner. As we all know there are many groups trying to squeeze the small business owners of America but northern leasing takes the cake.

    Anyone who has advice on stopping the group in doing this to anyone else please contact me. Use social media use word of mouth use the law. Let’s shut this company down. I don’t understand how they are still operating. US attorney general sued NL and won yet still they continue to steal from small businesses across america.

    Contact me.. [REDACTED – personal contact information]
    Let’s work together to stop this.!!

    1. If you have anyone I can speak to resolving this matter please inform me!!! I have been told by Northern Leasing that they have a civil suit against me!! I never used their equipment and their “non-cancelable” lease is unconscionable….They are trying to sue me for over $6,000!!!!


      Are you with Northern Leasing Systems? Learn how to resolve this complaint.

  54. Worst company we’ve ever done Business with. Horrible costumer service the lease is confusing and you can’t cancel unless you pay them thousands of dallors. DO NOT DO ANY BUSINESS WITH THESE PEOPLE!!!!! SCAM ALERT!!!!!

  55. Contact State of New York Attorney General
    120 Broadway New York, NY 10271 Number 212-416-8300

    office Of Attorney General Consumer Protection Division
    200 Saint Paul Place Baltimore Md 21202

    I have the same story as all of you. I cant understand why this company is still in Business. The online stories go on and on. This is crazy.

  56. I fought the lawsuit and won!!! Just got case dismissed after two years. I am a Florida resident and did the whole suit by phone and motions. No attorney. Free legal papers available online. Be diligent and don’t give up! I am a small business owner with no legal background and I did the research and fought the suit. They had no proof of electronic signature to present to court. Case dismissed, with prejudice meaning they can not come after me again. Please stand up for yourselves and all small business owners. You can fight this. Out if state and no attorney, you can win

    1. Hi Rachel, my name is john and I am currently in the same predicament. I was wondering if they send you a summoning to appear in court or if you have recieved any type of paper work from the court. I received a letter from northern leasing stating that they have filed a law suit against me. I don’t want the court to enter a default judgement against me. so please tell me what are my options. you can email me by my secondary email at [REDACTED – personal contact information]

      thank you

      1. Hi John. All email addresses blocked. Not sure how to contact you. No lawsuit has been filed until you sign for officially served paper. Until then it’s just threats. The most important thing is to answer the suit within 30 days of signing for it. A simple form can be printed for free and filled in by hand. I mailed mine certified mail to courthouse(address on suit) to be sure it was received on time. The you print out a simple motion form requesting all appearances be done by phone because your out of state. A motion to dismiss is easy to fill out also. It’s important to say the personal guarantee is not officially e-signed, just typed in. The court will mail you a time and date to call. Don’t miss these! That’s what they count in, you missing something and then they get a default judgment. Make sure all papers notorized. An affidavit of service can be used as well which is a printout, all available online. It’s just a form from a witness that was there when everything was done on time. My husband signed mine. I hand wrote everything in, nothing fancy just the facts. If there’s a way to talk let me know. Anything I can do to help.

        1. The above comment that the action is not commenced until you sign for the Summons and Complaint is not true, and may seriously mislead someone. The service is complete when the Plaintiff’s attorney mails the certified mail in New York. It doesn’t matter whether you sign or it or pick it up at the post office. They file their “affidavit of service” saying the documents were mailed, and thereafter are able to obtain a default judgment. Defendants call me all the time to vacate default judgments which weren’t answered because they refused the certified mail or didn’t go get it, and it is very hard to convince a judge that not accepting the certified mail is an “excusable default.”

        2. Rachel, Im kind of the same situation as John. They said they open a court against me, but I never signed anything.. So does that mean it’s just treats? Let me know how you what you filed and where. My email is [REDACTED – personal contact information]. Or anyone else that has had any luck with this company… So I can clear my name. HELP!!

          Claudia.

        3. Hi Rachael can you call me. I have the same problem. They already went in my bank account account and took more than I owe. Help Pam 916-230-5951

      2. I have been dealing with Northern Leasing about 5 years now, just let me tell u the truth , if they have filed against you , THEY WILL WIN, I filed suit against them and in the wait time to see the judge ,they filed suit against me, another bogus act of theirs, there is no end to them, I have judgement against them, but they are still winning, I wish you luck and please do the same for me.

    2. i was a crazy i signeed one contract
      year latter my wife signeed the secon1 hey said 2 me the new conterct wiil erase the first 1
      mo make short din happen for three months they took funds wend i stop the payment they hitme w $7,346 for the new contract
      now they su me in new york for 3600 what can i do in this case ? plz i wiil apreciated any advise

    3. I am willing to fight these thieves till the very end but if you tell me where i can find these legal document what are the fisrt second and third step that i should take anything will help me thanks

    4. what steps did you take to fight against them and won. There is a lot of us in the same boat that need guidance in how to fight them.

    5. Hi Rachael. I am a small business owner in Florida and got scammed from Northern leasing systems. I am getting sued now and I have to appear in court in New York. Please help me with any information. And congratulations. This is been my worst nightmare in the 8 yearls I’ve been in business.


      Are you with Northern Leasing Systems? Learn how to resolve this complaint.

    6. They just called me and said they want to put a judgement on me they say I owe them $3,500 I signed with the company and I was only with them for 3 weeks and they took like $700 out of my account, it was a very small business thank you so much for your help, if you can give me any feedback I do appreciate it thank you!!!

  57. I have been in an ongoing legal battle with Northern Leasing in the civil court of New York for well over a year. Today I got my official papers from the judge that my case was dismissed with prejudice! I reside in Florida and did NOT hire an attorney. I chose to fight this battle on principal and I WON!!! You must answer the initial lawsuit within 30 days, if not they will get a default judgement against you. All papers can be printed from a legal papers website for free. I filed my answer to protest the lawsuit and filed a motion to do all proceeding via telephone. I had several phone conferences with a judge and a less than qualified attorney from there fleet of lawyers. I filed a motion to dismiss based on the lack of signature and the typed “signatures” in the personal guarantee part of the contract. The judge gave them 30 days to produce evidence of the third party electronic signature company they claimed to use. The produced NOTHING. The judge then granted my motion to dismiss and they can not come after again(with prejudice). I am not a scholar, I own a small diner. I did the research and took the time to stand up for myself and other small business owners. It took time and diligence but I WON!!!! Don’t give in, fight!

  58. First-I don’t understand why you’re giving them one “Star” at all!
    I have the same sad story as all the above-so I do not have much to add–
    I used their machine for 2 months and sent it back-I have the signed receipt.
    I have a piece of paper that the sales guy -Geoff signed guaranteeing we would save $200 to $300
    per month if we switched– including–the $90 rental of the equipment-(which I did not need-because I owned mine and could of reused it-but he said I needed the one that would take the new cards coming up with the “Chip”-and mine did have that capability -however- he told me it did not)
    So bottom line = They are Thieves and Liars
    It just makes me angry that they have been in trouble with the Attorney General in NY
    before–and yet they continue to prey on the small business owners-They sure have some deep
    pockets – and know people in “Low -down and dirty” places

    1. They’re just ridiculous. They’re out to get as much money as they can, they’re money hungry. They train their workers to get the most money out of you. They have a “roll over” agreement where your lease “matures” and you still get stuck paying month to month.

    2. same problems here in NC . local processor told me Numerous times there was no other costs , and specifically no lease involved ” everything is included” . the machinery i recieved wasnt even in good condition ! had to have 3 machines sent to me in order to even get the service to work properly .
      quickly dropped the service and now on the hook – and personnaly on the hook – for 4! years .. still trying to figure out how to save my credit and get these assholes off my back . any help would be appreciated.
      Btw – all their correspondence indicates they are in manhattan ny – not the case – they have moved to middletown NY and the collections are in Jersey City

  59. I got the same problem with Northern Leasing Systems. When I signed the lease in 2009, the salesperson told me that I could transferred the lease any time If I sold the business. I sold the business and transferred the lease in 2012. About one year ago, the owner of the business died. The Northern Leasing Systems came back following me again, and request me to pay them the balance of the lease which is expired two years ago. Northern Leasing says they will take me to court if I don’t pay them. This is a scam company. We all should fight back and request New York Attorney General to do something about.

  60. I too have become a new victim of Northern Leasing Dave Helmig was the rep.here in Maine. Everyone’s story is about the same as mine. In the first month when I immediately saw the discrepancies, I called the company and got the same rude, hateful response as everyone else. I immediatle put a stop payment on my account, which was effective to keep them from sucking any more money from me. I am sure I will have to do this on a yearly basis because thru TD Bank it only remains in effect for one year.
    After using them for one month I pulled out their equip and returned to Heartland Payment Systems and they are trying to help me thru this. New to this so just starting to see the affects. Sleepless nights, not able to eat, not wanting to participate in life. This is depressing and uncalled for.
    I AM WONDERING IF COLLECTIVELY WE CAN MAKE A DIFFERENCE SOME HOW. IF WE CAN PURSUE A RESOLUTION. SAFETY IN NUMBERS. AND HOPEFULLY SAVE ANY OTHER NON SUSPECTING SMALL BIZ OWNERS FROM THIS NIGHTMARE.

    1. I am a northern leasing victim that won my case in New York, while remaining in Florida. I did not hire an attorney and got all the papers I needed online for free. They filed in small claims court over a year ago and today I got the judges dismissal with prejudice. The could not provide any proof that I electronically signed a personal guaranty or anything else. It took diligence and determination to beat them. Don’t let them win.

    2. I was a victim in NH – Christopher Gordon was the rep. He opened a couple of accounts in my name (each account had a different business name!).
      He pretended to help me and asked for all of my personal information in order to obtain a business loan and POS lease/credit card processing for my small business.

      I’ve paid off the so-called lease, but am frightened by their reach…will I wake up one morning to find out my money has been sucked out of my accounts?

      I don’t sleep well at night….

  61. This company just stole $9,139 out of my bank account which is most of my lifes savings from a contract I had with them almost 10 years ago. My salon closed and I no longer needed the sign nor credit card machine I had no option to cancel and they expected me to pay way more then I should for something I cant even use. I stopped paying this when the sign stopped working it was supposed to be covered for replacement or repair yet no one would ever return my call. Sales man said he left the company He was new and found out they were fraud and he couldn’t work for them. I was stuck I then sold the salon and was not able to cancel cc machine but to by back was like 120 yet I still owed about $700 and they wanted me to still pay it off after giving it back to them!!!!!! They took $9,139 and I “owed” 4,500 get that DOUBLE!!!!!!

    1. How did they get all that money 10 years later? Did/do you have the same bank account you had 10 years ago?

      I got caught up in their fraudulent web (2014-15) in the state of NH. After reading your post, however, I’m even more concerned about them getting their paws into my bank accounts. They have already called saying, “…we just want to be sure we have your correct bank routing number…” Just need to know if they were able to track you down by this method. Thanks…

  62. I am one of the victim that just found out I got scam and lock by northern leading for 48 months.. The contract was different to the one that I received on the mail..the reason they didn’t even provide a soft copy of the contract immediately is because they wanna change the info in the contract.. So I got this fraud contract on the mail saying I have to pay $260 for 48 months.. The salesman still tells me I can cancel anytime..such big liar.. And they want me to pay over $10000 to end the contract.. On the paper work.. It also states I lease 3 equipments.. Why the heck will I lease three equipment for such small business? I definitely have not receive anything from them.. I keep calling the salesman with no response.. I need help.. Really bad.. i shouldn’t trust them at the beginning..

      1. There are many victims, I am one too. Michael Lee was the “salesman” that some how scammed me into a 48 month lease for over $3500 in payment and I in turn got to keep a cheap $219 credit card machine. RIP OFF. I’m sure all our stories are similar. I’ve been paying over $80/month for almost 18 months. I’ve been contacted by other victims here in the Los Angeles area and have filed my case with the New York AG Eric T. Schneiderman. Here is the link.
        http://www.ag.ny.gov/sites/default/files/pdfs/complaints/cns001web_consumer.pdf
        Also, anyone reading this, beware of Michael Lee and the company Eschelon and Northern Leasing.

        1. Hi Tim,

          I am also in Los Angeles and was scammed by the same person, Michael Lee and the same companies Eschelon and Northern Leasing, for the same amount of $80 a month.

          What steps did you take to resolve this? Have you reached any agreement. Please let me know as I want out of this too

          I believe my signature was even forged on one page.

        2. I was duped by the same michael lee. When it came to sign the contract, he only lifted the pages where i could sign so i could not read and he was talking to me at the same time. What a sneaky and douche bag guy. How is your case going?

  63. I leased a $700 digital sign from Northern Leasing in 2003. I sold the business and transferred the lease in 2004. Northern Leasing is now contacting me and demanding $11,283 or they will take me to court! This is such a scam. Help! Any advice on how to deal with these fraudulent people? Anyone know of an honest attorney that could help. I live in So. California.

  64. They ALSO SCAMMED my mother! She’s now elderly and getting threatening letters constantly demanding almost $4,000 !!! THEY ARE CROOKS!

  65. The also forged my lease agreement, dropped off equipment that I didn’t need, over charged me thousands of dollars, filed in the state of NY and supposedly took me to court, laughed when I tried to arrange a payment plan with them and now it’s on my credit report. I need to get this resolved and soon. It’s been 2 years of agonizing over it. I see lots of similar complaints, but no resolution. WE NEED ANSWERS BY THE ATTORNEY GENERAL OF NEW YORK!~

  66. I am seeing our story in all of these posts. It appears there is no one that has been able to attain or (has posted) any successful resolution to this problem. Is there anyone out there? When I spoke to a supposed VP, he sent an affidavit of fraud asking for 3 forms of ID including but not limited to a driver’s license, cancelled bank check, copy of a passport, SS card, employee ID showing a signature. This was way more information than I am willing to furnish a company that has conned me and so many others. When I tried to call the “VP” back, the rep was aggressive and rude he said that filling out the affidavit wouldn’t make any difference. He finally put me on hold and then came back on the line and said he would leave a message. Then he snidely added “good luck with that” and hung up. I would love to hear the results of any lawsuits. As I’m sure we are about to embark on that path. Living in California will make it difficult. Please post any helpful info.

      1. Northern Leasing has filed a law suit against us. We have been charged thousands over any other processing company. This law suit is interesting, seems like it might be bogus. I would be interested in your outcome. No one will handle this case because it is filed in New York, and the attorneys wont make much on it. Northern Leasing are a bunch of crooks. It is inconceivable that no one gets any satisfaction.. Please keep in touch.

        1. Hi Kathy,
          People are simply afraid of responding and of getting further “ripped off” by this company.
          (Myself included) Just read the complaints from others that go on and on.
          I was relieved when I retired so no longer involved with any business dealings.
          The bank I did have my business with helped me to retrieve some of the money and from getting ripped off further, but were NOT able to have ALL money taken from my account put back.

      2. Richard,
        I just started a contract with Northern leasing and now realized I was totally scammed, any information you could provide regarding your efforts to get out of the lease would be greatly appreciated.

        Thank you,
        Brian

    1. I have been dealing with Northern Leasing in excess of 10 years. They have now taken us to court. The amount started out at $1500 we are now up to $4000 according to them. Our court date was August 28,2014. I am waiting for the judgement against us to show up any day. We cant afford to go to New York to defend ourselves. The representative said the new equipment was an update only. they started a new 4 year contract without us knowing and forged my Wifes signature. All this bitching on line does nothing. It is a shame in America to be scammed so openly and receive no help from any one. They work within the law showing signatures on contracts, and the court has to uphold their claims. We are all too stupid and naïve for their staff of attorneys. Hard to believe there are people who make a living doing this type of scum work…..If anyone has had success, let me know.

  67. Before using northern leasing, we were paying $19/month and guess what we were
    Charged over $80 after switching. The sales rep promised to cut down our expenses and we keep every
    Number that he presented to us. Long story short, do not even think about them as your
    Business partner. All those terrible reviews are just my story. They are preparing law
    Suit against us. Look! Northern leasing. We have our plan too and we keep every number
    You offered. From Bloomfield hills MI

  68. Has any one had success with getting out of this ridiculous contract? In what world is a machine worth over $4000. This is such a scam. Buyer beware for sure!

  69. What a joke, we have no one to help small business owners. The State of New York won an $11,000,000 law suit against Northern Leasing, yet the abuse continues. Northern Leasing has debited my business account for over 8 years and collected thousands of dollars. They are now suing me for $1800 after we went out of business. The copy of the contract they sent with the suit shows my Wife’s signature(which was forged, it is definitely not hers) They included A “law suit” filed in NY. signed by an attorney JOSEPH L. SUSSMAN, P.C.. Law suit looks like a form made up on their computer. HELP IS THERE ON JUSTICE

    1. they did this to me too. I am being sued in NY right now from the same lawyer and sent me a contract that is my name but i def did not sign it at all! So i see im not alone on this now i read this how many of us are there. Im not rolling over im fighting this no matter what it takes. I didnt even know about a lawsuit until i get a letter from a lawyer that said im being sued in NY and he wants to represent me for $750 plus $500 for a hand writing expert to look at the contract. I feel this company is being shady and signing contracts the crappy thing is i never even had a credit machine from them or anyone i dont know how they got my info at all but they do and now i have a lawsuit i have to fight !! good luck to you bud and dont let them push you around if enough of us make a stink something has to happen . i mean they have a 11 million suit against them i guess we are footing the bill for that…. god bless

      1. So we are in the same boat. I wanna learn following story after this. We are in MIchigan and I have
        No clue what is next. I appreciate if you share your case more. Thanks in advance.

  70. Northern Leasing scammed me out of $10,000 for a $400 CC machine. Obscene and disgusting are the two most common words used to describe their practice when reviewed by any party. I am seeking redress from the State Attorney’s Office. Be ware!

  71. I just received a letter of demand from northern leasing saying I owe them 2,776.44 dollars.they say they will sue to get there money.i sent the credit card machine 10yrs when I closed my business.they called me back then saying they did not receive it.i told them I sent it back and have the receipt,they never contacted me after that until this week 3/15/2014 demanding payment what is going on what are they trying to do.i am not going to pay this,i have tried to call them but no return call.it would be great if someone would close them down.

  72. We too were ripped off by Northern Leasing. They kept taking our money for two years after the lease period. I called them and they stated they had notified us by letter when the lease was paid. We never received any letter and they could not provide any proof that we received the letter. We paid out of the lease hoping to be finished with them but, oh no, the next month they drafted our account for another $150.00. I called them and was treated hatefully. All the representative could say was “it was in the contract” over and over. Northern Leasing and any company working in conjunction with them should be avoided at all costs.

  73. I read the above complaints regarding this unscrupulous company. I too was scammed. During that time I was not able to sleep, it was devastating, heart aching and painful. Those responsible for this company should be put in jail and throw away the key.
    Rosemary

  74. Northern leasing signed me up 2 years ago on a 4yr lease which I was not aware of. I recently wanted to use my business computer as the terminal. They would not let me out of the contract. If you decide to use this company, read the lease before you sign. Will never use them again.

  75. In March of 2007, I signed a lease with MFB Leasing for 48 months. Prior to the end of said lease on Feb 2, 2011, that portion of NORTHERN LEASING SYSTEMS INC. known as SKS which is the portion of said company that sends out bills, or if you have paid by CHECK on the First Payment, will accomplish ACH transactions using in my Case MFB Leasing did on Feb 2, 2011, a full two months prior to the termination date of the 48 Month Lease with MFB Leasing begin taking money out using the name NORTHER LEASING as the ACH action. Because the NEW YORK STATE ATTORNEY’S Office had instigated a legal action against NORTHERN LEASING INC. Northern Leasing quit sending me bills. The State AG of NY ended up getting an action against SKS portion of Northern Leasing. On the 9th day of August, 2013, Northern Leasing begin making calls to my home, because the Economic dowturn cause me to have to close my business on October 31, 2011. I had registered a complaint with NY AG’s Office and sent data outlining my problems, ie “a claimed signature by NORTHERN LEASING on a new Contract, which is pure fabrication on their part. I had to close my Business Bank Account after all outstanding checks had cleared. Paid billings that they sent until all of sudden they quit sending bills. And, now it appears that I will be sued in 4th District Court in Idaho, where I reside, for non-payment of bills they have not sent. I feel I have been conned by this Company and have not been served in the proper manner by the State Of New York Attorney-General.

  76. I am a small liquor store owner and was told that this company represented the government and that I had a refund coming due to being overcharged by my current processor. They said that my account had been red flagged due to being grossly overcharged. I found out three days later that I had been scammed and the monies that had run through my credit card machine had not gone into my account. I never got a dime. I called to find out the problem and the number that I had been given was disconnected and the email address for support was bogus. This company is a complete fraud and needs to be shut down by the Attorney General of New York. I am just sick. At this time I am a cash only store as I am afraid to do business with any processor.

  77. I was offered great rates on credit card processing by an Eschelon salesman. I agreed to try this new company. I was later told that an equipment was part of the package. I already owned all my own equipment and did not want to lease. I was told that I needed to lease this equipment in order to get all these savings and that there would be no early termination if I were to cancel the lease. This was written into an agreement and signed by myself. After several months I was not receiving the promised savings so I called to cancel my processing and equipment lease. I was told that the lease was a 48 month non cancellable lease. I told the company that there must be a mistake I never signed a 48 month non cancellable lease. I faxed over a copy of what I believed to be the lease. It stated the equipment to be leased, the length of the lease, and the monthly payments. I told the salesmen that I would not enter into a long equipment lease so he added the clause “waive early termination fees.” and assured me that this would allow me to cancel the lease at any time with out any fees.
    Northern Leasing sent me a copy of a forged lease and told me that that there was no way out. I have been fighting with them for over a year. they have made hundreds of calls to my office to my home and even to family members. The equipment was returned over a year ago and I recently received paperwork from their attorney. At this point it looks like I will either pay or hire an attorney and try to fight this. If any one has any let me know.

  78. Northern Leasing is a company that set out to scam and fraud. They phish databases that contain new state files for new biz licenses. They then have a second party who is usually representing a credit card processor , contact you to allow them to handle your credit card processing. They sell u on their processing fees and when you sign with them, amazingly by a mysterious slide of hand, you also signed a lease contract worth thousands of dollars for a card swiper that you can buy outright for $200. Once you discover this, you call the leasing co and they basically tell you they have nothing to do with the processor. Then to add insult to injury they charge you some kind of insurance on the swiper yet if something goes wrong or happens to it, you have call the manufacturer.. Northern Leasing is just a scam Company and they know it, so don’t expect to be treated like your biz is important to them. Just parasites that found away to steal money without providing anything for their services except a headache!

  79. Northern Leasing has charge my account for all kind of monies when them need money they just help them sealves. I have comminted fraud so many times I lost count. I had to stop putting money in my account to keep them from taking it.

    Do NOt ever do business with these theaves.

    I am closing my account an opening a new one to keep them from taking my money

  80. Northern Leasing Systems has been debiting my bank account for 12 years–8 years after lease expiration. When the lease was signed the representative assured me the equipment would be mine to keep at the end of the 4 year lease term. Obviously the rep told me what I wanted to hear in order to get me to sign the lease and get her commission. Since the paperwork inferred that I was paying first and last month in advance, I had no reason to believe that they would continue to charge my account long past lease expiration. When I discovered these overcharges and attempted to rectify the situation they are demanding return of the pin pad (which I haven’t had in years) or pay to terminate the “agreement.” Since they have overcharged me over the years by over $1800, I’m not about to pay them another dime. It is interesting to note that since I have been fighting with this company, the daily phone calls we were receiving from credit card processing companies “wanting to help us reduce our rates” has gone from 1 or 2 daily to virtually 0. No doubt these cold calls were the result of Northern Leasing’s commissioned salespeople calling their “sucker list.”

    1. this company is scammers all the way! they have been depting my account for 2 years for a machine that was used by previous owner, doesn’t even match sn of one I have now , call them to stop billing all they want is to send me a contract, which I have never signed. and never will! stopped payment at bank . but they are scam artist so I’m sure they will keep trying.
      daviddavid

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