About the author

Phillip Parker

Phillip Parker is a former merchant services agent turned small business advocate and the author of "Fee Sweep," which teaches merchants how to dramatically lower their processing rates, eliminate junk fees, and avoid fine-print scams. He founded CardPaymentOptions.com to help merchants enact positive change in the credit card processing industry.



Phillip can help you find an ethical and honest processor that will offer you great rates.
Click here to request a free provider consultation.

Permanent link to this article: http://www.cardpaymentoptions.com/credit-card-processors/xcharge/


  1. sonya zacker

    We are a small seasonal business and this is a rogue company which practices business nothing short of robbery. A problem on their back end caused over a month of payments to go unprocessed last summer. In our off season months when we were closed, they charged us various monthly fees anywhere from 70 to 160 a month in charges, amounting to 100′s of dollars when we weren’t even open. No one in customer service was responsive. By the time we were going to reopen, we wanted to quit doing business with them altogether after which they went in to our bank account and took out almost $2500.

    Did you find this review helpful? Yes   No

    2 / 2 found this review helpful.
  2. Jeanne Phares

    Very high priced fees, very difficult to work with, not very forthcoming with contract terms and penalties. Lousy experience.

    Did you find this review helpful? Yes   No

    2 / 2 found this review helpful.

Leave a Reply

Your email address will not be published. Required fields are marked *

Get Rate Quotes