Are you a decision maker with Claim this review.

International Payment Specialists

Founded in 2010, is a merchant account provider that specializes in processing international payments for e-commerce businesses. According to the pricing section of its website, the company offers merchants interchange-plus pricing options. The company is similar to Stripe or 2Checkout in that it bundles its payment gateway with a merchant account as part of an all-in-one software solution. was originally known as “Opus Payments” before changing its name to in April 2012. The company supports payments in 159 currencies with 18 different payment methods, including six alternative payment methods such as digital wallets like Apple Pay and Google Pay.

Location and Ownership has multiple offices throughout the world, but its U.S. office is located at 548 Market St, San Francisco, California 94104. Guillaume Pousaz is the founder and CEO of Review Table of Contents

  • Costs & Contract: offers interchange-plus pricing under month-to-month contracts with no early termination fees.
  • Complaints & Service: has received fewer than 10 public complaints.
  • BBB Rating: does not have a profile with the Better Business Bureau at this time.
  • Sales & Marketing: does not appear to hire independent sales agents and has not received any complaints about its sales practices.
  • Rates & Fees: How Merchants Got The Best Rates With Statement Analyzer

Find hidden fees, pricing errors, and overcharges in your merchant account statement. Not with That's ok, we can find excessive fees in any credit card processing statement. We've already found $1,156,834 in hidden fees this year! Submit a recent statement to try it out for free!

  • Accepted file types: pdf, doc, docx, png, jpg, xls, xlxs.

Products & Services Offered

  • Debit and credit card processing
  • Online payment gateway
  • Customizable fraud prevention
  • Multi-currency support
  • WooCommerce/Magento/Shopify integration

Types of Businesses Served

  • E-commerce
  • International

Response from helps companies accept more payments around the world through one integration. Their unified global payment processing platform features in-country acquiring, relevant payment methods, feature parity across geographies, fraud filtering, and reporting features, via one API. Businesses use’s proprietary payment platform for faster processing speeds, better reliability, and full access to customizable data streams. Processing 150+ currencies, has direct access to Visa, Mastercard, American Express, all major international cards as well as popular alternative and local payment methods. Their payment experts work with global businesses like TransferWise, Deliveroo, EasyGroup, and Samsung to optimize their payments with real-time data.

There are 300+ employees across seven offices in Europe, Middle East, US, and Asia Pacific.

Our unbiased reviews are supported, in part, by helping you find highly rated merchant accounts. You can learn more here. Rates, Fees, and Costs

Key Points

Interchange Rate Interchange + 0.10%-0.40% + $0.08
European Cards 0.95% + $0.20
Non-European Cards 2.90% + $0.20
Early Termination Fee None
PCI Compliance Fee None
Equipment Lease Terms None

Straightforward Pricing

According to the company’s merchant agreement, offers a month-to-month contract with no early termination fee, no monthly fees, and no other fees besides its per-transaction pricing. Every user is eligible for the company’s flat transaction pricing, which charges 0.95% plus $0.20 for European cards and 2.90% plus $0.20 for non-European cards. Merchants who qualify for the Enterprise plan based on their sales volume and history will receive a per-transaction fee of interchange plus 0.10%-0.40% plus $0.08. These prices are comparable to the company’s competitors and require very little commitment from merchants.

Prohibited Businesses does have an extensive list of prohibited business types that merchants should be sure to read before signing up. The company has received a handful of online complaints, and it seems likely that the majority of these are related to account deactivations and violations of its prohibited business policies.

A Poor Choice For Small Merchants

A few available merchant comments about have mentioned that the company’s screening process and pricing make it a poor fit for very small companies, so new or low-volume merchants may want to check with the company before signing up. Though not included with our list of the cheapest merchant accounts, appears to offer an integrated, international payment processing solution for a fair price.

Are you happy with your fees? Tell us about them before your go!

Response from

Are you a representative of Add your voice to this section for free! Complaints & Customer Reviews

Key Points

Total Online Complaints <10
Live Customer Support No
Most Common Complaint N/A

Low Complaint Total

We are currently able to locate only five negative reviews, and there is no indication that the company is a ripoff or a scam. The available complaints about the payment processor mention difficulty with account activation, unreachable email support, fund holds, and prohibitively high costs for very small merchants. They appear to be isolated issues and do not indicate a widespread issue at the company. Lawsuits

We have not found any outstanding class-action lawsuits or FTC complaints filed against Dissatisfied merchants who wish to pursue a non-litigious course of action against the company should consider reporting it to the relevant supervisory organizations. Customer Support Options

For its part, offers an email form, a knowledge base, and phone numbers on its website, but it is unclear whether any of these lines of communication put merchants directly in live communication with a representative. The merchant complaints about slow email responses suggest that email is the company’s primary mode of customer support. At this time, is not qualified as a top-rated credit card processor for customer service.

Do you have a complaint or testimonial about Make your voice heard before you go!

Response from

Are you a representative of Add your voice to this section for free! BBB Rating Summary

The Better Business Bureau does not maintain a profile for at this time. We therefore will not factor a BBB rating into this review.

How has treated you? Tell us about it here!

Response from

Are you a representative of Add your voice to this section for free!

Truth In Marketing & Advertising

Key Points

Employs Independent Resellers No
Advertises Deceptive Rates No
Discloses All Important Terms Yes

No Deceptive Conduct appears to utilize its website and conventional advertising to market its service. There is no evidence that the company relies on a team of independent sales agents, and we are unable to find any complaints that accuse the company’s sales team of deceptive conduct. Like its competitors, must appeal to developers as well as merchants and therefore is less focused on using low price points to attract new users.

Interchange-Plus Pricing

There are no misleading rate quotes on the website, and the company even offers interchange-plus pricing, which is the most transparent pricing model available. This sets it apart from its U.S.-based competitors, which typically offer a flat per-transaction fee such as 2.9% plus $0.30, and it should be attractive to merchants who prefer to know exactly what they pay for. If you suspect that is charging you undisclosed fees, we recommend seeking a third-party statement audit to eliminate hidden costs.

Did you get what you expected from Tell us why, or why not.

Response from

Are you a representative of Add your voice to this section for free! Marketing Example Logo

Our Opinion of

An Above-Average Option for E-Commerce rates as a reliable merchant services provider for international e-commerce merchants. The company may have some shortcomings when it comes to customer service and very small merchants, but its overall product offering appears to be fairly priced compared to competitors. Merchants are encouraged to review the company’s list of prohibited businesses before signing up for a account and to compare its contract costs to those of top-rated e-commerce merchant account providers.

We rely on your feedback about to keep this review accurate and up-to-date. Please take a minute to tell us about your experience. We and the small business owners of this world thank you!

Thank you for reading my review. I hope that it has helped you with your research.

Why I'm Qualified to Write About Credit Card Processing

I'm a former credit card processing sales director who left the industry to start my own a small business. From the time that I starting working in the merchant services industry to when I left to write about it, I've been on the pulse of payments for nearly 15 years. It didn't seem fair to keep this insider knowledge to myself, so built this website to help small business owners research which service providers to use and how to save money on rates and fees. I've reviewed hundreds of companies, read thousands of user reviews, and learned the pricing tricks of every provider. If you have questions about credit card processing, you can find the answers here. I can help you save money with your current merchant account or help you find a new one. Message me here to get started.

Get started right away! I've help businesses save $1,156,834 this year alone! Submit a recent statement and I'll take a look at it for free.

Submit a Statement

  • Accepted file types: jpg, png, pdf, xls, xlsx.

1 Review Leave Your Review for Below

  1. Luke says:

    They are a dishonest partner which will block your funds without a single word.

    This post will help: How to Make Your Payment Processor Release Your Money


Leave a Review for

Your email address will not be published. Required fields are marked *

Please do not use profanity or ALL CAPITAL LETTERS in your review. Reviews must provide a detailed account of your experience. By submitting a review or comment to CPO, you are agreeing to our Comment Policy.