Best Spanish Mobile Credit Card Processing Apps

What to Know Before Getting Started

As in other European countries, there are very few mobile credit card processing apps available in Spain. The country’s largest bank, Santander, is the likeliest candidate to create its own smartphone credit card reader, but Santander partnered with iZettle in 2013 to sell iZettle’s chip-and-PIN mobile reader instead. While U.S. merchants finds themselves swimming in homegrown Square imitators and UK merchants receive their own regional variations of U.S. payment products, Spanish merchants have been left with only a few options for Bluetooth EMV readers.

Even in this small field of competitors, though, some choices can be better than others. To help merchants find the best mobile payment processing app for them, we have assembled this list of the best Spanish mobile credit card processing apps. The mobile payment processors on this list are known to offer low-cost, low-commitment contract terms and positively reviewed customer support. Although our list provides general information about each provider, merchants should be sure to visit each company’s website so that they can compare their options.

Our unbiased articles are supported in part by helping you find highly reviewed merchant accounts. You can learn more here.

Why These Merchant Account Providers

iZettle

Headquartered in Sweden, iZettle is a mobile credit card processor that has been processing payments since 2010. The company’s products and services include an EMV- and NFC-compatible mobile credit card reader, a point-of-sale app, email marketing tools, sales analytics, Xero integration, point-of-sale hardware, and merchant cash advance. iZettle is capable of serving businesses in Sweden, Finland, Denmark, Norway, United Kingdom, Germany, France, Spain, Italy, Portugal, the Netherlands, Mexico, and Brazil.

iZettle does not charge any monthly fees and provides its card reader for a one-time cost of €39 plus VAT. iZettle gradually lowers its transaction fee from 1.99% for merchants who process less than €2,000 in a given month all the way down to 0.99% once merchants reach an unspecified monthly volume. Our review of iZettle currently gives it an “A” rating overall.

For more information, see the iZettle website.

iZettle Highlights

€39 + VAT card reader
0.99% to 1.99% per transaction
Live customer support

Other Merchant Account Options

The providers in this section may not have been researched as thoroughly or may lack a quality that prevented them from being listed above. We have listed them here to provide a broader view of potential merchant account options. Are you a decision maker with your company and believe that you should be listed below? Tell us here.


SumUp

A London-based business, SumUp is a mobile payment service that merged with Payleven in April 2016 and now acts as the parent brand between the two. Its products and services include an EMV/NFC card reader, a point-of-sale app, sales analytics, an itemized product catalogue, and digital receipts. Unlike iZettle, SumUp charges 1.5% for all transaction types. It also does not charge any monthly fees.

SumUp’s mobile card reader costs €79 plus VAT. The company does not offer live phone support to its merchants. Our review of SumUp currently assigns it an “A” rating.


If we are missing any great Spanish mobile payment processing apps that should be included on this list, please let us know in the comment section below.

Thank you for reading my review. I hope that it has helped you with your research.

Why I'm Qualified to Write About Credit Card Processing

I'm a former credit card processing sales director who left the industry to start my own a small business. From the time that I starting working in the merchant services industry to when I left to write about it, I've been on the pulse of payments for nearly 15 years. It didn't seem fair to keep this insider knowledge to myself, so built this website to help small business owners research which service providers to use and how to save money on rates and fees. I've reviewed hundreds of companies, read thousands of user reviews, and learned the pricing tricks of every provider. If you have questions about credit card processing, you can find the answers here. I can help you save money with your current merchant account or help you find a new one. Message me here to get started.

Get started right away! I've help businesses save $1,156,834 this year alone! Submit a recent statement and I'll take a look at it for free.

Submit a Statement

  • Accepted file types: jpg, png, pdf, xls, xlsx.