A Focus on POS Solutions and a Cash Discount Program
Journey Business Solutions is a merchant account provider based in Fort Worth, Texas that serves over 1,000 merchants and processing over $100 million. The company appears to be a DBA of PayProTec, as it features links to the affiliated company’s website. PayProTec also hosts a portion of its website dedicated to Journey Business Solutions. While PayProTec relies on First Data for its processing solutions, Journey Business Solutions advertises that it specializes in offering merchants a cash discount program as well as multiple POS platforms. In addition to those options, Journey Business Solutions also advertises its payroll services and merchant cash advance loans.
Though the company predominantly advertises its cash discount program, Journey Business Solutions offers merchants multiple pricing plans. In addition to pricing determined by its cash discount program, merchants can also select either a conventional tiered pricing plan or an interchange-plus rate structure. According to the company’s website, options between those 3 pricing plans are available for their standard merchant accounts as well as those which rely on POS systems or virtual terminals designed to be an e-commerce solution. Journey Business Solutions advertises Authorize.Net as its online payment gateway provider as well as an option for retail merchants in-store payment processing services.
Location and Ownership
Journey Business Solutions is headquartered at 9500 Ray White Rd. Ste. 209 Fort Worth, TX while also maintaining offices throughout Texas in Beaumont, San Antonio, Houston, and a Rio Grande Valley regional office. The company relies on Wells Fargo Bank, N.A., Walnut Creek, CA as a registered ISO of that acquiring bank. Ben Brown is listed as the company’s CEO.
Journey Business Solutions Review Table of Contents
- Costs & Contract: Journey Business Solutions offers merchants both cash discount, interchange-plus, and tiered pricing models. The company utilizes Authorize.Net as its payment gateway for e-commerce merchants.
- Complaints & Service: Journey Business Solutions has received fewer than 10 public complaints.
- BBB Rating: The Better Business Bureau does not maintain a profile for Journey Business Solutions at this time.
- Sales & Marketing: Journey Business Solutions does not employ independent resellers and has not received any complaints about its in-house sales practices.
- Rates & Fees: How Merchants Got The Best Rates With Journey Business Solutions.