About the author

Phillip Parker

Phillip Parker is a former merchant services agent turned small business advocate and the author of "Fee Sweep," which teaches merchants how to dramatically lower their processing rates, eliminate junk fees, and avoid fine-print scams. He founded CardPaymentOptions.com to help merchants enact positive change in the credit card processing industry.



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Permanent link to this article: http://www.cardpaymentoptions.com/credit-card-processors/flint/


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  1. Margie T

    Your current Terms of Use still have the $1000 limit per 7 day trailing period. Not $2000. We want to use for a weekend event where we will likely do about $2000. This matters to us whether we have a $1000 or $2000 ceiling.

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    1 / 1 found this review helpful.
    1. Jeff Williams


      Flint has made some changes to the limits imposed on brand new merchants. To insure you have the necessary limits approved for your business we’ve published a revised credit limit increase request form at https://www.flint.com/mir/

      If you’ve not already done so, I suggest you establish your Flint account and download the app, (which is free and takes about 3-4 minutes) then complete the credit increase form. (https://www.flint.com/mir/). If you email, [email protected], with the email address associated with your Flint account I can make sure your request is processed today and we get you the proper credit in time for your weekend event.

      best regards,


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  2. Jeff Johnson

    So, could you comment on the current veracity of what the reviewer started above, regarding money being held for 30 days if you have more than $1000 in charges in one week? Is it actually $2000, unless you sign up for additional limits? Because what he said would be a deal breaker for me, if it were true.

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  3. Renee

    I was trying flint after being with square for a few years , just thought it would be easier to just take a picture and be done quicker. My experience with flint was horrible they paid one charge over a week later the second charge has not been paid to this date . Contacted customer service never got a response beside your monies will be deposited by aug 11th we’ll date day has come and is working on going and I have been left with no choice but to file a complaint with the BBBand the federal trade commission and the state attorney general. I have with out a doubt learned my lesson and will never use this company again ! Serious issues with giving you your money and as they hold it for weeks in end they are collecting interest on your obey and still charging us fees for the transaction … Never use this company over half the reviews are fake !!

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    1. Jeff Williams


      I’m very sorry to hear you’ve had a poor experience using Flint. Can you send me a private message to [email protected] with the email address you use to log into the app? I will research your activity and get this issue resolved for you today. We endeavor that all our customers have a great experience using Flint.

      best regards,

      Jeff Williams

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      1 / 1 found this review helpful.
  4. Jeff Williams

    When a merchant applies and is approved for a Flint account the default processing limits assigned to the new merchant are:

    Max per transaction Scanned:  $1000.00
    Max per transaction Typed:  $500.00
    Max per day: $1000.00
    Max per week:  $2000.00
    2 mobile devices per Flint account

    Flint gladly approves merchants for higher processing limits (up to $100k/month)

    Merchants needing higher processing limits can obtain them by submitting a secondary application located at:

    https://www.flint.com/mir – for individuals
    https://www.flint.com/bmir – for businesses

    These applications are reviewed in 1-2 business days and it generally takes 2-3 days before the new limits are approved and implemented. (review time is dependent on the specific data submitted)

    If you need to conduct business on more than 2 mobile devices per flint account a merchant should submit a request to [email protected] from the email address associated with their account.

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    15 / 16 found this review helpful.

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